I'm strongly considering signing up to use one of the following companies to help me acquire more business credit for real estate rehabs after I purchase properties cash. Fund and Grow is the largest but Midwest Corporate Credit is also popular. They both have good reviews but charge either 10% (credit limits ) or 4K. I also see Credit Suite and 100 percent financed a lot on YouTube. I already have vendor accounts, fleet card, Small unsecured cc, a secured business cc & AmEx Platinum. I also have a Dunns #, EIN & 3 years LLC so I hate to pay for the full price program when I've done a lot of the foundation work. However I want the business credit cards that don't report to my personal credit because I used 50k personal cc to rehab my last property and my credit score dropped 100 points in 2 months due to high utilization. I paid them all off now but it was hard to acquire a debt consolidation home equity loan due to high cc utilization. Has anyone used any of these programs after being a few years real estate investing? Are there any that offer lower program fees if you are already established? If I pay the 10% and I am approved for 80k - 8k is a lot of money for the fee.
