All Forum Posts by: Michael Garnto

Ok, I'm looking for some outside perspective on this issue, as I myself am just angry at the moment with this appraiser.

Ok so first off, the appraiser took almost 2 weeks before she decided to show up to the appraisal. Ok, not acceptable in my book, but oh well. Secondly, she only uses one comparable property to appraise the house, and on top of that, picks a house completely surrounded by business/commercial parking. My agent+the sellers agent obviously fought it, and sent her 15 other comparable properties that showed my house was right in the correct price for the area(her appraisal was about 15k under the average). She then takes ANOTHER full week(she refused to answer calls from both my mortgage people, and the regional VA office itself) to reply to them, and tells them she refuses to reconsider(though her appraisal was crap, it ended with the seller coming down another 6k, but I had to come up with another 5k at closing to meet the appraisal value). Anyways, after taking a week to respond she also decides to tell them she refuses to sign off on the appraisal until an inspection is done on the wood stove because the home inspection says it is required(home inspection says "monitor" wood stove since he was not able to fully inspect it). Now that is fine and dandy, but that is information that should have been given out to start with, not after taking your sweet time to respond and in turn causing my closing date to be pushed back.

At this point I 100% plan to request her name so that I can file a formal complaint through the VA. On the other hand, I know that I can be hot headed and can often overlook some obvious explanation on why someone messed up. Am I missing something here? Or does it seem reasonable to file a complaint?

 When you say just cause what do you mean? It would only take a small spec of just cause to protect them from any sort of UCMJ punishment. You'd pretty much have to prove that they blew all their money on coke and hookers before you could ever hook them under that article. Not to mention how easy it is to fake orders in order to use the SCRA(it seriously only takes 5 mins to fake the paperwork). Breaking a lease also isn't going to have anything to do with whether they get promoted or not. If it ever got serious enough for them to deny a promotion, it's cause they are getting kicked out. With that said, a simple email to their first sergeant will take care of any issue 9/10 times(for the AF anyways). Whether it's official punishment or not, they'll get their fair share if it's a decent first sergeant.

To the OP, let me put it this way, some military members may very well fall into the same category as college kids, no doubt. Those people are few and far between though. Your average dirt bag military guy is still going to be better than a normal college kid.

Don't VA loans have a stipulation of you having to move into the house within 2 months of closing?

Raising rent is just putting a bandaid on the actual issue, the son. The mother doesn't care, quite obviously since she is staying away from home. In no way fashion, shape, or form is it a good idea to keep these people. Deny them the lease renewal

Sure, you win, you are 100% right, I'm wrong. Now let the topic drop please. You've stated your opinion so there's no need in further arguing it and de railing the thread

 Please stop posting here, thank you.

 Targeting is pretty simple. In all the dorms on base we have boards posted for houses/rooms for sale. The vast majority of people I know renting found their house through that. Then there are a few companies who just deal with advertising for rental properties. I know a few who found houses through them

 Did you miss the part where I am military, and where my target audience are certain people who do choose to rent in these areas near base? 

Also, you are Army right? So don't tell me how the AF CoC command works. Our First Sergeants are very involved in making sure people stay up to date on bills, and it is a very big deal if they find out otherwise. Can they make them pay? Of course not, but they will suffer the consequences. If they are stiffing me on rent then I don't much care how it affects them. It was their choice to pay or not pay.

I feel like this is just a post made to ignite an argument. 90% of it is so incorrect that I'm just going to assume you are a troll and not waste time addressing any point you've attempted at making.

Like the above poster said, this isn't an investment issue. You need a divorce lawyer asap. 99% chance your wife is cheating on you if this truly happened