Hey guys this is my first time posting.
I'm basically looking for financing to buy my first SFH here in Southwest Florida. Essentially, I've been pre-approved by several lenders until they find out one thing, then the $200k I was pre-approved for drops to $60k.
I work for Enterprise and my pay structure is that I'm guaranteed 48 hrs per week and make at least $39,000/yr. this is where I've gotten the $200k pre-approvals.
However, it's broken down on my paystub as 40 hrs of normal work and 8 hrs of overtime each week. Although it's overtime on the paystub, like I said I'm guaranteed 48+ hrs per week.
Nonetheless, there are literally no homes around here available at $130k, so I was hoping someone could offer me some mortgage lenders that would understand my "overtime" isn't really overtime?
