@Keaton Smith
You might want to get a soft pre qualify for the loan financing through a few different banks (for you as the borrower) if your planning on conventional financing/refinancing. Some conventional lenders have tightened up their guidelines since Covid - especially if you don't already have a solid relationship with any particular bank. You mentioned you have no "loan worthy" income. Some banks look at more than just the rental income, but dive deep into the borrowers financials as well (Private & HML evaluate a little differently), But you definitely want to know a head of time when the time comes if you can finance/ refinance or not and your maximum exposure or you could have your cash sitting in properties longer than anticipated and slowing down your progress/goals quite a bit.
