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All Forum Posts by: Victor Saumarez

Victor Saumarez has started 2 posts and replied 12 times.

Insurance

Post: LTDs vs Liability Insurance?

Victor SaumarezPosted
  • Lahaina, HI
  • Posts 12
  • Votes 0

Sorry title should read LLC not LTD, which betrays my background :)

0 Votes
Insurance

Post: LTDs vs Liability Insurance?

Victor SaumarezPosted
  • Lahaina, HI
  • Posts 12
  • Votes 0

I got a shock when a property manager asked me for $1m liability insurance, which naturally increases my landlords premium. Does placing properties in limited liability companies reduce your exposure, so that you can reduce your liability insurance cover? For example, if my property is worth $100k and I place it in an LTD, can I reduce my insurance liability to $100k, and be protected?

0 Votes