All Forum Posts by: Mario Essig

Who is responsible for the fence damage caused by a severe storm where:

Usually, when an "inside" side of the fence (with the horizontal 2x4 bars across the fence) is facing the owner in the owner's yard, the owner is responsible for the repairs.

The situation:
The "inside" of the fence (with the horizontal 2x4 bars across the fence) is facing the easement (which acts as a storm drain for flood control) in a HOA neighborhood. If the HOA is responsible for the easement, is it also responsible for the fence as well?

Let me know as I, an owner, and a neighbor are victims in this situation.

Hi, I am looking for a HomeStyle Renovation Mortgage Loan broker in or within 25 miles of Kyle, Texas.

From your experience, what are the pros and cons of this loan?

I am trying to understand how investors are to purchase a property and have $ available for rehabbing then sell it. How does this work? Does one get a mortgage loan and then a personal loan to use for rehabbing? or... is there something I am missing?

I want to add, I am living in this house and am not house hacking.

I bought my first house using FHA Loan and the data is as follows:

Fixed Interest: 5.75%

Loan’s first payment was made on 01.01.2019

Term: 360 months

The question: I am a year in and I am wondering if it is worth or suggested to refinance to lower the interest rate and use the free cash towards my investment property. I am seeking ways of how to start out as a RE investor.

Aye or nay?

I am a Data Analyst and Salesforce Administrator, working in Austin, TX. I would love to meet with someone who needs some help with analyzing data, do some manual labor and also to part experience and wisdom down to me as I want to become a Real Estate investor.

Having a team is a key to success. This is what I can offer: my time and energy as I want to step onto the journey of becoming a Real Estate investor!