All Forum Posts by: Lydia Kay

Added water flow direction.

During the heavy rain, water flows from our neighbors' backyard into my basement sliding door.

What else can I do to prevent it?

Has anyone tried filling a claim to the seller's insurance policy of the property? The policy is cancelled, but I heard from someone that is a possible option. I'm not sure if it's worth contacting the seller to possibly opening a case or not bother them at all.

I closed on a house few months ago and have found out the plate, rim boards, and the part of joists (about 5~6 joists) in the front of the house are rotten. The level of the land is in a slight downward slope, which leads all water to the front of my house. Also found a small hole on the base of the front porch blocked with rocks from the previous owner.

Will this be covered by insurance? Since this damage is from a prolonged water leakage, I don't think my recent insurance will cover it. Would I be able to request the previous owner to open a case from his cancelled Traveler's policy? I heard even if the policy has been cancelled, the policy holder could open a case for the damages that has been caused in the past.

I've recently purchased my first primary house as-is in Virginia and found out that there are multiple water damages through out the house, including floor joists (4~7 front part of floor joists) and a beam at the front of the house (the front of the house is leveled downward and the gutter was placed so that it would create a puddle of water when it rains. All overflowed water leaked to the house), and load bearing wall beam where they have added the extension den. We were not aware of these issues when we purchased the house.

How much would fixing floor joists and beam would cost? and what would be the best way to fix these? 

Is there any other things I could do other than making this a lesson for the future and pay for fixing myself and moving on?

This house is built on 1950s and I'm seeing so many problems. All these issues are too much for me to handle and I'm strongly considering putting this on the market once I fix the major problems I found. I'm already doing updating all the electrical work through out the house.