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All Forum Posts by: Lohit Myneedu

Lohit Myneedu has started 1 posts and replied 5 times.

Post: Credit Union/Local Banks - Outskirts of Indy?

Lohit MyneeduPosted
  • Greenfield, IN
  • Posts 6
  • Votes 0

@Kris Hamilton I don't know where my post last night was created. I asked the same question.

I've heard that Salin Bank, and Greenfield banking company do portfolio loans. I was trying to gather consensus on them and also saw ads from fifth-third bank, and while someone on my post said they had good experience in another area with 5/3rd, Online reviews have been very negative in the last year. I hope its okay for me to leave this information here in the hope that we get more consensus on these banks. 

Post: Banks good for HELOC/flexible terms

Lohit MyneeduPosted
  • Greenfield, IN
  • Posts 6
  • Votes 0

@Alex Deacon Thanks I will be sure to check them out! 

Post: Banks good for HELOC/flexible terms

Lohit MyneeduPosted
  • Greenfield, IN
  • Posts 6
  • Votes 0

Hi Everyone, 
I'm trying to find good banks in the Indianapolis area to build a relationship with, so that I could get some good loan terms/HELOC terms from them down the line. I'd love to know your recommendations/experience with the following. Some of the recommendations I've gotten so far are:

* Salin Bank
*Greenfield Banking Company
*Fifth Third bank (I've also seen email ads from them talking about HELOC)

Thanks! 

Post: Early Professional starting in Indianapolis

Lohit MyneeduPosted
  • Greenfield, IN
  • Posts 6
  • Votes 0

Welcome to the area, @Ankit Maewall

Wow. As a renter for many years, I believe that if I do not find the condition of a unit acceptable, I'll make sure the management knows the same and demand changes. I and my wife spend about an hour every 3 weeks to steam-clean the carpets in the apartment we are renting right now because we have a dog. I wonder how 6 hours of deep cleaning would be enough after a Year's lease. By the way, hypoallergic breeds of dogs do exist to. There's a difference between having a Greyhound and a Lhasa Apso. Its about what remains after the hair is cleaned (dander). I do not know what tone she took with you, but the least you can do is go over to the apartment yourself (females do have a better sense of smell in most cases) before you decide whether the carpet is good or bad. 

I also find it appalling that everyone here declares the renter will be a problem renter. Why? It's within the renter's right to demand something even if you are not legally bound to agree to the demands. Its up to you to tell them that you don't agree with their claim, that you feel the needful has already been done, and give the renter an option to continue or leave. That, I feel is the right way to handle it. The renter is the paying customer and just like in any other business, its your duty as a service professional to be able to handle their not-so-friendly behavior. If the person recorded the phone call, and she was the one taking a threatening tone, its not going to help her much anyways.