All Forum Posts by: Jay S.

As a Lender, we are getting a lot of traffic in investor focused DSCR loans at 30 years fixed but only 15-20% down. Also seeing a lot of seller credits to cover all closing costs compared to 6 months ago.

@Julian S. - Julian if you can get property to have 1.25 DSCR, our lenders can lend on 15% down payment. DM me if you are interested and I can send you their guidelines. Thank you.

This is Awesome! Congratulations. 

David Greene's One Brokerage should be your First and Final stop for DSCR Loans :) :) :)

I can confidently say our Lenders gives amazing rates with 15% down payment and we close these loans very fast. 

Hi Michael. Majority of my loans lately are DSCR loans and most of the are with 15% down payment. DM me know if you have any questions.

Hey Dan, we do 15% down payment DSCR loans all over USA including Florida. Latest one I closed in July was at 6% rate and we consider the short term rental data including AirDNA, AirBNB etc while calculating DSCR ratios. DM me if you are interested and I can send you our quote based on your profile. Thanks!

DSCR Ratio is good. 1 thing you can change is try giving 15% down payment.

Hi Carlos. Are they buying as primary or investment? Primary you can buy with 3.5% down but investment property for duplex, they can do 15% down payment DSCR loan.

@Michael Hyun: Have you heard of DSCR loans? They can be great options for investors like you who want to give less down payment and focus on growing their investment portfolio.

We do DSCR loans starting at 15% down payment and these loans don't care about your DTI.

DM me if you are interested and I can send the loan guidelines/matrix etc. 

From the pictures, it doesn't seem like any major work needs to be done. I'm not sure what you meant by fixing it. You guys can just rent it as it is. 

The violations part though can be tricky though. Also have you checked with Los Gatos officials about AirBNB rules?