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All Forum Posts by: Lauren Bellis

Lauren Bellis has started 2 posts and replied 12 times.

Starting Out

Post: 6 mo. mortgage payments

Lauren BellisPosted
  • Rental Property Investor
  • Boston, MA
  • Posts 14
  • Votes 2

@Leo A.

This is extremely helpful! I have a 403(b) account, and the plan does not have any withdrawal options until I terminate employment; there are also no loans allowed in this plan, so it would most likely not be approved by my bank. But good to know as a future option.

0 Votes
Starting Out

Post: 6 mo. mortgage payments

Lauren BellisPosted
  • Rental Property Investor
  • Boston, MA
  • Posts 14
  • Votes 2

I am in the process of saving for my first investment property (3 family in Boston area). I spoke with a lender at my local bank, and was told I need to save 6 months worth of mortgage payments (in addition to my down payment) to be approved for a mortgage on an investment property. Is this common practice?

Thanks for your help!

-Lauren

1 Vote