All Forum Posts by: Lindsay Thomas

Thank you so much to everyone for your responses and help!  I called the Register of Deeds today and found out that it was purchased in 1993, before Affidavit of Affixture was required, or maybe even before they existed.  So it is not affixed to the property.  After that, each transfer of title did not have a mortgage, so it was never an issue.  So they referred me to the Secretary of State to inquire about the title and how that would work.  SOS told me that I could request the history via a form (BVDR-154 for anyone in MI researching this down the road) that has to be faxed in, then they mail history to me.  From there, I would have to try to contact the person, likely a next of kin because the original owner's deed transferred to his estate.  In the meantime, I would need a surety bond for double the value for 3 years that protects me.  She wasn't clear on what would happen after that if contact isn't made, but recommended I talk to an atty about that.  I'm not quite sure if I will still bid on this, but I sure did get an education!  Thanks again everyone for the input!

Thank you to everyone for the input, and I apologize for the confusion. When I review the tax records on the county website, it is listed as Manufactured, and then Occupancy says Mobile Home but Style says Manufactured.  I can tell by looking at it that it is the type that was brought on a truck in two halves and set on a basement (it does have a poured basement).  I hope that helps clear up this important detail!  

Thank you so much for the response!  Since this is being purchased from the county, would they likely have the affidavit of fixture or is that something that is fairly easy to get once buying the property?  Or is it a gamble and the original owner could come back and reclaim the home?

I'm planning to bid on a modular home in a tax deed sale in a few days, but just learned that there is a possibility that the previous owner could still hold the title to the modular and potentially remove it from the property once purchased.  My question is: Has anyone ever ran into this problem and how do I find out who holds the title to this modular?  Thank you for any feedback or ideas on this one!