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All Forum Posts by: Linh Do

Linh Do has started 3 posts and replied 7 times.

@Mindy Jensen Thank you for the reply!!! Yes I think I might have to do that. I called a couple of places and they say I could be on the phone while they sign the contract and everything. So I think it is possible. I was just super worried since my mom and brother are new to the country. Hopefully things will go well. 

Thank you very much Mindy!!! 

@Joshua S. Thank you for the reply. Yea, one of the limitation of google translate that I think is unfortunate for Vietnamese is that they don't really translate well between English and Vietnamese haha. Since Vietnamese is a single-vowel language, each word can combine with another to make a completely different meaning sentence, that's why whenever I tried google to translate between English and Vietnamese, it always gives me funny result. 

But I think I could try to go over there to help them for a few days and if the landlord or building manager is ok with it, I'll leave my contact there if they need to communicate, they can do so through me. 

Thank you Joshua!!  

Hello everybody, sorry to bother everyone with a topic that isn't really about investing but I really need help and BP is a reliable place that I could count on... 

I really hope to get in touch with a landlord in Virginia Beach/ Norfolk area who could speak Vietnamese. I am looking for a place for my mom and brother (who don't speak English very much) to live. I'm in California, it kills me that I can't help them because I have work here that I can't move... I wouldn't want to write my situation here to bore everyone.

Post: Questions for you, landlords

Linh DoPosted
  • Fountain Valley, CA
  • Posts 7
  • Votes 3

Hello everybody, 

I'm not an investor yet, I've been browsing the forum to learn mostly. I have a question for you guys as the landlords because I have recently faced this situation: 

So I moved out of a big master bedroom in a 4br house couple days ago. The landlord was probably first time being landlord, they were really very uptight about keeping the house clean, where we put the shoes, how much we cook, how many time we do the laundry, at the beginning (well, after the contract has already been signed, otherwise I would have changed my mind when I hear this) they even ask if they can make a schedule of my cooking time like what day what time I cook, I guess they wanted to make sure everybody in the house can use the kitchen, but the hell?? they don't even live here, it's up to us tenants to work it out together!! they come by very often, like almost every few days for the first 2-3 months or more. I decided to move out because of the uptight landlord and the house mates were a family, and they were very loud (the dad talks on the phone downstairs at 5AM a few times a week and everytime he's home, he talks to his family really very loud). 

The landlord came by to check out the room after I moved out, no damage whatsoever, well, I was there for like 4 months only. They called me on Sunday to come by and pick up the deposit after they checked the room. They said if it's not clean and they need to call professional cleaners, they would have to deduct my deposit. But I didn't make a mess out of the place, it was clean. So they called me to come pick up the deposit, I couldn't so they said they'd mail the check to me. I said ok. But today they called and asked if I could come by later in the week to pick it up, I'm ok with it. But then they said there were stain on the toilet and if I want to clean it up they'll give my deposit back full, otherwise they'll have to deduct some because they'll have to call "professional cleaner" and also, there is dust on the window..... The toilet had a little yellow rim stain on it when I just moved in, and the carpet was full of dust, I had to buy a new vacuum to clean it up!!!! They also told me that since I used the oven, I also need to make sure it's clean but the oven already had stains when I moved in!!!! I still managed to clean that up pretty nicely.I made a mistake not taking pictures of everything in the house when I first moved in -  but how would I know they could be like this!!! 

It seems to me that the old landlord is trying really hard not to give me back my deposit, or not in full. Is it normal for a landlord to do that? I know lots of people here are landlords, it might be offensive to assume that about a landlord,  but it seems awful lot so to me in this case.... 

People talk about screening your tenants, but in my case I should screen my landlord.... the place was gorgeous, they were friendly, nice, and funny even.... and with the questions they asked, I thought they were just....screening me, so I just answered and prove to them I'm a trust worthy person.... little did I know, that was the sign for me to not sign the contract because they're so uptight. 

I apologize if my post isn't suitable for the forum. I mostly see people complain about tenants and how to deal with them, I'm not a landlord yet, so I guess this is a lesson to learn for me - how to not be an uptight landlord and scare the day light out of the tenants. 

Thank you for reading! 

@Logan Allec Thank you. I'm actively looking for deals. CA is a hard state for newbie like I am to start investing with low and no money :D 

@Andrew Postell Thank you very much!!! You're a big helper!!!!!!! I really appreciate it!

@Andrew Postell Thank you very much for the super fast reply!!! I really appreciate it! 

My first concern is now clear as the sky. Thank you so much for that! 

About the insurance, if it is mandatory for FHA, would it go away with a higher down payment? Also, I have never heard of the 5 or even 3% down payment with conventional. If I could get that, that would be super duper awesome!!!!! Should I go talk to my bank and ask about it? Should I just ask how would I be qualified for the low down payment or are there tricks that I should know? :D

Again, thank you!!!!!!!! 

Hello everybody, I'm a total newbie

I have done some research but I can't find the answers to my questions about FHA loan, hopefully somebody on BP could help me.

1 - I'm a student, about to graduate in March 2018, with over 1 year of internship, can I still apply for FHA loan as a student after my graduation? Will I need a job after graduation in order to apply for an FHA loan?

2 -Given I could get an FHA loan. I don't want to stuck with the insurance, so I'm planning to put 10% or more for down payment. But I don't have that much money, can I apply for a personal loan somewhere else to put into that down payment? Would you recommend using hard money lender for that 10% down payment and then after I could rent out the unit, I could pay it back?

Thank you very much for your time!