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All Forum Posts by: Ade O.

Ade O. has started 4 posts and replied 26 times.

Post: Is it legal to pull Credit Report of an existing borrower

Ade O.
Posted
  • Upper Marlboro, MD
  • Posts 26
  • Votes 4

I do not think you can check her credit without written authorization, there are new federal laws that could be violated if you do not get a written authorization. a promissory note does not constitute authorization to check credit. you probably should have had her sign the authorization to check her credit form and checked her credit before loaning her the money. There her stiff penalties if you check someones credit without authorization.

Post: scanner!!!

Ade O.
Posted
  • Upper Marlboro, MD
  • Posts 26
  • Votes 4

Thanks guys, I was thinking of buying one, but neatdesk might be too pricey for me($399), I might just download an app on my blackberry like was suggested, I appreciate the input.

Post: scanner!!!

Ade O.
Posted
  • Upper Marlboro, MD
  • Posts 26
  • Votes 4

Any recommendations on the best make of scanner to buy?

Post: Anyone really interested in construction??

Ade O.
Posted
  • Upper Marlboro, MD
  • Posts 26
  • Votes 4

wow, all this information is priceless,thank you guys!!!

Post: Purchased directly from bank

Ade O.
Posted
  • Upper Marlboro, MD
  • Posts 26
  • Votes 4

Good deal Chris, I am curious, did you have to sign a personal guarantee for the loan, or was it a business loan?

Post: what is the difference between ROI and ROA

Ade O.
Posted
  • Upper Marlboro, MD
  • Posts 26
  • Votes 4

Hello everybody, I am new to bp, but I love the site, can some one explain the difference between return on investment(ROI) and return on asset(ROA)? thanks.