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All Forum Posts by: Kyle Kuric

Kyle Kuric has started 1 posts and replied 3 times.

Starting Out

Post: Loan Payoff vs offsetting rental income

Kyle KuricPosted
  • Posts 3
  • Votes 0

Thank you all for the responses. Another reason I was thinking to pay off the remaining mortgage balance was to use all of the rental income to pay off my wife's student loans...

0 Votes
Starting Out

Post: Loan Payoff vs offsetting rental income

Kyle KuricPosted
  • Posts 3
  • Votes 0

Hi Josh, thank you for the reply. The loan is for $139,000 at 5%. I had a significant pay raise the last 2 years and am in a position to pay this off. I bought land last year in which I plan to build 36 townhouses. Currently saving to have enough for the down payment. I should have this in the next year. But I have this loan on a house that is rented and am wondering if I should pay this off and use it as a line of credit. What do you think? 

0 Votes
Starting Out

Post: Loan Payoff vs offsetting rental income

Kyle KuricPosted
  • Posts 3
  • Votes 0

Hello everyone, this is my first post. I'm recently new to investing using rental properties. I bought my first house two years ago and it has been rented since. I have the ability now to completely pay off the loan. Is it better to pay off the rest of the mortgage or use the interest from the loan to offset the rental income and not pay as much in tax?

Thank you for any help!

Kyle

0 Votes