All Forum Posts by: Kurtis Chione

@Kelly Claiborne Money and lack of experience

@John S. Agreed! I looked at a property right next to that and it was in awful shape. We were just a couple days to late on that property. I would’ve bought it.

I’m a newbie in the Chicago suburbs: Geneva, St. Charles area looking to meet investors and other like minded people that are just getting started. I’m interested in house hacking multi-units, short and long-term rentals.

@Cody Smith Great question. I enjoyed reading the replies in this section. At first, I was ready to tell you that you should immediately pay off all your debt. But, I definitely understand both sides. Personally: I am currently 24 and tackled nearly 20k worth of debt in a year and man it feels great. However, maybe I would be in the RE game sooner had I invested early. But I am much more comfortable looking for my first property knowing I don’t have mortgages on top of additional payments. Who doesn’t want extra income to themselves at the end of the month? Like Dave Ramsey says, “give yourself a pay raise”. For me, when I run the numbers and see how much more I would pay for the loan, I want to yak. Rather knock it out and say I have 0 student debt. Less you owe per month if you decided to quit your job as well. Whatever helps YOU sleep at night!!

-Kurtis

I'm looking for real estate investing opportunities in my area and would like to meet other investors for networking. I plan to use OPM to get my foot in the door starting with short/long rental properties. 

Ok, so I just read Rich Dad Poor Dad and I loved it! So I was online playing his game CASHFLOW and I seen his advertisement for a real estate blueprint and after doing some research, there is all kinds of scams that other people posted about increasing credit card limits before I read that I ALMOST bought his blueprints! I’ve lost trust in believing anything at this point. Is he big scam entirely or his book speaks the truth?

@Taylor L. I’m currently living in Aurora, IL about 45 minutes outside of Chicago.

My girlfriend and I are extremely new to the idea of investing, more specifically in rental properties. We are not sure if we should jump in as early as possible or save up more money before putting down on a property. Currently we live in an apartment, I'm 23 and she is 21, she is working full time temporarily before she continues her last year at school with, yes believe it or not: $0 in debt!! I currently have exactly $999 in credit card debt and around $14,200 in student loan debt. Fortunately, I recently landed a full time job with a salary of $43,303 and paying my debt will be no problem. Do we learn as much as we can and pay off the debt as quickly as possible and wait until my girlfriend is working full time (1 year) or do I jump in earlier and she can join in after college? At first, I wanted to be super aggressive toward my debt, but I'm starting to think that may be a mistake considering the low interest rate. Any ideas or questions feel free to ask!