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All Forum Posts by: Konstantin S.

Konstantin S. has started 2 posts and replied 14 times.

Post: Deducting points paid for mortgage on investment property

Konstantin S.
Posted
  • Posts 14
  • Votes 2

I am looking into the same questions as I am looking to purchase my first investment rental property (as opposed to owner-occupied I purchased three months ago).

Post: Judge says Eviction Moratorium Unconstitutional

Konstantin S.
Posted
  • Posts 14
  • Votes 2

It is surprising that no one has commented on this thread so far considering the applicability of this news to anyone managing rental properties.

Hopefully state housing courts have been adjusting their summary process policies based on this ruling.

Post: Uncooperative Inherited Tenant

Konstantin S.
Posted
  • Posts 14
  • Votes 2

Update 2021-02-10

I called the housing court today to ask when the eviction case will be scheduled and was advised that "there are hundreds of cases that still need to be scheduled, the system is backed up because of COVID, you likely won't have a trial scheduled until May/June."  This really puts a damper on getting this tenant out soon.

Are there any other legal options short of 'cash for keys' or waiting six months for an eviction trial to get this person to leave?

Post: Uncooperative Inherited Tenant

Konstantin S.
Posted
  • Posts 14
  • Votes 2

@Jennie Ballard Appreciate the insight - this is really helpful.  The tenant has since cleaned up most of the mess in the backyard and I asked the neighbor in the adjacent unit to let me know if the dogs messing up the backyard continue to be an issue.  The next-door neighbor told me their children could not use their portion of the backyard because of this tenant's dogs/mess for close to a month.  Will keep monitoring that situation following the initial cleanup.

An update for the other folks on this thread:

2021-02-01     purchased Summary Process Summons and Complaint (eviction) form at Housing Court ($5 cash).  It is a form you can only get from the court - they emboss it with a seal to prevent people from photocopying.

2021-02-01    filled out eviction form and submitted to Sheriff's Office to serve on tenant (Summary Process: $43.70 debit/credit - partly based on distance to location).

2021-02-04    Eviction form served on tenant by sheriff's deputy and return added (large sticker with deputy's sworn affidavit of service) to back of eviction form.

2021-02-04    filed eviction form/case with sheriff's return affidavit of service at Housing court ($135 check). 

I had to politely argue with staff at housing court clerk's office to file my eviction case since this was a no-fault notice (no-fault 30-Day NTQ), filed Dec. 29, 2020.  The new rules active as of 12/31/2020 in MA require landlords to provide COVID protections documentation to tenant when serving the NTQ and sign an affidavit under penalties of perjury that the NTQ served was in compliance with these rules and federal law (Affidavit of Compliance with Section 1(a) of Chapter 257 of the Acts of 2020. - An Act providing for Eviction Protections during the Covid-19 Pandemic Emergency) when submitting the eviction case. 

I had to argue that this eviction/NTQ was a No-Fault (NOT for non-payment of rent as specified in affidavit) AND that it was served before the date the new rules went into effect.  Initially the clerk's staff would not budge and advised 'we cannot file your case if you do not sign that affidavit.' 

I had to ask for a supervisor who finally agreed to file without the COVID affidavit.  They finally accepted the filing without the Affidavit after I stressed that it was a no-fault eviction, and that the NTQ was served prior to the new rules going into effect.  Prior to the new rules, the burden was not on the landlord to provide Covid protections information to tenant, especially in no-fault NTQs - that was tenant's responsibility to find out about (from what I knew at the time).

My takeaway was that the rank-and-file staff at this housing court are either told to require the COVID affidavit from landlords in all eviction case filings now, regardless of the type of eviction or they were simply not aware of the nuance.  I would like to err on the side that they did not know, however, the general vibe was that they did not like eviction filers and made it very difficult (or impossible if the staff had their way) to do it the correct way without potentially jeopardizing the case procedurally or worse, setting up oneself for perjury.  When I asked them to show where they had the new rules in writing where they apply to No-Fault NTQs/evictions, they responded "it's on our website."  It took talking to a supervisor to get them to agree to file without that affidavit.

Now waiting for the case to be filed and scheduled.


Post: Uncooperative Inherited Tenant

Konstantin S.
Posted
  • Posts 14
  • Votes 2

Update on this:

12/29/2020:  Served MA 30-day Notice to Quit (no--cause lease termination).  Expired yesterday so moving ahead with formal eviction (summary process and complaint case).

The tenant still has not indicated that they are moving.

Also, this tenant has kept two dogs in the shared backyard of the duplex on leashes that allow them to roam and occasionally break off the carabiners causing a nuisance to neighbors/tenants on the other side of the duplex.  The dogs have been defecating/urinating all over the backyard and the owners not cleaning up after their pets.  I served them a warning last Saturday (1/30) requesting to clean up by Monday 2/1 or potentially hiring a cleaning company and subtracting the expense from tenant's security deposit.  

Their security deposit is already in jeopardy since they have been behind on rent for the last two months (only paid 14% of the rent for the last two months) so I would have to sue them for any expenses over what I have in security deposit and LMR.


Are there any sanitary enforcement options with the State of MA or Town of Agawam that anyone on this thread knows about?  That would help pressure the tenant to comply with cleaning up after his dogs?

Any safety escalations concerning pets roaming in front and backyard of a shared building, impacting the neighbors' quiet enjoyment of their side of the property?

The neighbors complained they have not been able to use the backyard because of dog poop all over the backyard during the last month.

Appreciate any thoughts, recommendations!

Post: Uncooperative Inherited Tenant

Konstantin S.
Posted
  • Posts 14
  • Votes 2

Folks – a related question.  


I know that this tenant has an unlawful co-tenant (not on lease and no ID information on file) and only identified as 'fiance of the tenant'.  Both the tenant and the unlawful co-tenant refused to provide ID on the unlawful co-tenant.   

What would be the best method of making sure the unit is completely vacated when the official tenant is issued an execution on the eviction (to vacate the premises) by the court?  

Or if there is a better legal way to get them both out sooner (not cash-for-keys) and not have to wait until expiration of the normal no-fault 60 day NTQ that I am operating under right now?

Post: Uncooperative Inherited Tenant

Konstantin S.
Posted
  • Posts 14
  • Votes 2

@Steve K. I spoke with my insurer and the way the current policy is structured (homeowners), it covers the two-unit as if one unit was rented and the other one was owner-occupied with full replacement cost on the dwelling (loan requirement), private structures, personal property, personal liability, medical payments to others and loss of use, replacement cost on contents (personal property loss), tenants relocation expense, back up of sewer, drain and sump pump coverage ($500 deductible, $5K limit).  $1K deductible for each claimed loss for the categories above.  They did advise to have it changed to a landlord policy when I decide to move out (after one year) and rent out both units.

The W9 seems to be a requirement in MA, cannot speak to other states - I spoke to TD Bank and People's United Bank in MA and they told me the same story - to open a tenant/landlord savings account to hold the tenant's security deposit (must be interest-bearing in tenant's name with landlord as the custodian/escrow agent) the tenant needs to fill out the W-9.  There is a way to set up a landlord/tenant account, however, the bank would still need the tenant's SSN even for that - which I have been unable to obtain from this tenant.

I attempted to contact two local attorneys that specialize in landlord/tenant matters, one only had a voicemail that took messages - I left two messages, no response yet.  The other's receptionist advised they currently do not take landlord cases - not clear as to why and referred me to the local bar association. 

I started a separate thread/post on BP asking for recommendations for good local Landlord attorneys in the Western MA area.

Post: Need Landlord Attorney Recommendation in Western MA

Konstantin S.
Posted
  • Posts 14
  • Votes 2

Hello BP Folks,

I am a recent landlord/homeowner looking for an experienced local attorney with specialization in Landlord/Tenant disputes, successfully representing landlords.  

Seeking guidance on/assistance with evicting an uncooperative tenant - in the greater Springfield, Massachusetts area (Agawam).

Thanks for all your help in advance!

Post: Uncooperative Inherited Tenant

Konstantin S.
Posted
  • Posts 14
  • Votes 2

@Filipe Pereira, I served the NTQ right after the closing because I needed to move in within 60 days based on my mortgage loan requirements.  The tenant yelled at me when I showed up with the NTQ and said he 'knows his rights and will fight this in court'.  The next day I went to visit him with my real estate agent and he was much more civil but still kept on his position and requested cash for keys which we said 'no' to.

The W-9 was a couple of days later as I was working through sorting the Security Deposit + LMR money to make sure they are properly held and accounted for per the law.  This is where I ran into additional issues with this particular tenant - his only response after a day of serving the w-9 request was 'I need to make sure I know what I'm signing.'  It has been a week since then, and I followed up several times, so zero cooperation.

@Joe Splitrock I will call a local attorney specializing in landlord/tenant matters today and see what he says about escalating/pushing up the timeline. 

Thanks, everyone, for all the great tips.  I will update this thread as this progresses.

Post: Uncooperative Inherited Tenant

Konstantin S.
Posted
  • Posts 14
  • Votes 2

@Steve K. - thank you, really appreciate the tips and encouragement.

What do you recommend for landlord insurance coverage (features/limits/etc.)?

Would you recommend I get this through my current insurer that provides the homeowner's coverage on this property (MetLife)?

Thanks again!