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All Forum Posts by: Kirsten Martinez

Kirsten Martinez has started 1 posts and replied 5 times.

Post: Pace Morby Mentorship

Kirsten MartinezPosted
  • Posts 6
  • Votes 1

If you want to argue about a community you’re not in then keep on keeping on. My answers about how the community works and about the time you get from Pace himself training you is correct. Nothing will change your opinions until you decide to join (if you decide to join). But I can say that I will never need to join another mentorship, and I’m glad that Subto was my first and only mentorship/community/life long school that I’ve ever put my money into.

Post: Pace Morby Mentorship

Kirsten MartinezPosted
  • Posts 6
  • Votes 1
Quote from @Account Closed:
Quote from @Kirsten Martinez:

Hello Everyone, I am a Subto and Gator member. I joined this forum a while ago because my mom is a biggerpockets member. 

Your comment: "if you have specific questions, I would be happy to answer them for you."
Just a couple please,

If you buy a property on the MLS for asking price say $400,000 for cash flow the way he teaches in his videos and you use a gator lender to cover the closing/rehab costs say $20,000 so now you owe $420,000 on a house valued at $400,000 what happens if in 6 months the lender finds out and calls the Due on Sale clause?

What happens if a gator lender lends $20,000 on a transactional deal but the borrower "forgets" to pay back the gator?

Does Pace Morby answer your questions on the Subto community site or someone else? Do you get trained personally by Pace Morby?


 Yes Pace Morby answers all of those questions in Subto. We have access to all of his past zooms, which are well organized. Additionally you have the private subto facebook page to ask the community. There are over 30 live zoom trainings all week by various OG subto students that are now leaders in their own fields and Pace himself leads at least 1 zoom a week himself but will attend others off and on. 

As far as what happens if the Due on Sale clause is called, there are many options and it's all covered in his trainings. There is a YouTube where pace even shows himself fixing/resolving a due on sale clause that he received. For Gator, any kind of lending situation should have the proper paperwork so that you are covered. This is covered in the trainings as well. I personally don't lend as a PML. I lend for short term funding such as EMD or Double Closing to the wholesaler. This way I am paid at close of escrow.

Post: Pace Morby Mentorship

Kirsten MartinezPosted
  • Posts 6
  • Votes 1

Hello Everyone, I am a Subto and Gator member. I joined this forum a while ago because my mom is a biggerpockets member. But I joined before I really found interest in REI and before finding Pace Morby. It's hard to put into words how amazing the community is but yes, it is definitely worth the "membership fee", It's NOT a subscription, you don't have to pay monthly, annually, or any other time ever again!

The mentorship is for LIFETIME access! The subto mentorship is also so much more than just Subto we go over all things creative, and have now started branching out into how to Subto Vehicles, How to buy businesses Creative "zero down". Additionally, there are Underwriting and Transaction Coordinator certification classes. I have heard that the price to join may be going up soon, it is just a one-time fee and you can even break it up into a few payments. I don't see there being any other community or mentorship I would ever need.

if you have specific questions, I would be happy to answer them for you.

No I don't post in Bigger Pockets because I find the forum hard to navigate and Instead I have the subto facebook group to ask my questions. Or the weekly Q&A zooms that Pace himself holds for us. along with the near 30+ live zooms on other topics each week.

None of these responses/comments/posts about SubTo or Pace are created by ChatGPT. I don't even know how to use it, or other AI plus I think you have to pay for that. 

There have been several moments where someone in subto will mention that Subto was being bashed by someone that's not even in the community and therefore, that may be why there are times where several people post in biggerpockets about their opinions

Post: Pace Morby Mentorship

Kirsten MartinezPosted
  • Posts 6
  • Votes 1

Hello Everyone, I am a Subto and Gator member. I joined this forum a while ago because my mom is a biggerpockets member. But I joined before I really found interest in REI and before finding Pace Morby. It's hard to put into words how amazing the community is but yes, it is definitely worth the "membership fee", It's NOT a subscription, you don't have to pay monthly, annually, or any other time ever again!

The mentorship is for LIFETIME access! The subto mentorship is also so much more than just Subto we go over all things creative, and have now started branching out into how to Subto Vehicles, How to buy businesses Creative "zero down". Additionally, there are Underwriting and Transaction Coordinator certification classes. I have heard that the price to join may be going up soon, it is just a one-time fee and you can even break it up into a few payments. I don't see there being any other community or mentorship I would ever need.

if you have specific questions, I would be happy to answer them for you.

Post: Transactional - Short Term Funding

Kirsten MartinezPosted
  • Posts 6
  • Votes 1

Hello! This is my first post here in the Bigger Pockets Forum. 

I would like to let you know how I can help you. If you are familiar with Pace Morby, I am in his Subto mentorship and I am a "Gator Lender"

I can provide you with funding for your Earnest Money Deposits and Double Closes. I'd be happy to cover just exactly how funding works.

I also finally found a REAL 100% creative finance-friendly title company in Washington State. I would love to connect and share resources with you.

Let me know if there is anything I can help you with.

I am located in WA state, but I can provide funding all over the country.