Mcmann Commercial Lending, Zoomeral, and Genie Investments
We started the application process with McMann Commercial Lending for a BELOC loan December we wired a $7,900 application fee for this LOAN then we wired a $37,500 on a bridge loan. (On a loan we where told they SCC) and 20,000 due diligence fee to Zoomeral/ David Hughes on 1/11/2023 At that point, We were verbally guaranteed, lots of emails, text as well as guaranteed within our contract, that we’d receive the funding of our first tranche (20% of loan) in no later than 75 calendar days and then the funding of our second tranche (80% of loan) in no later than 75 calendar days from the funding date of our first tranche. Around 75 days of waiting, we started asking about our funding. anytime we asked about our loan we received messages similar to or exactly like this plus a text and e-mail updates. One of the e-mail updates sent on 3/23 stated that the bank had placed a hold on the account due to the size of the deposits coming into and going out of the account and that attorneys were working to get the hold released. Then we received an e-mail on 4/03 stating that the hold had been released. On 5/10 we were told through e-mail that McMann attorneys were handling a compliance issue and that it should be resolved by Friday 5/12 and that the funding should be happening the week of 5/15 to 5/20. We are currently at 8 months of waiting for the funding of our money. I have received many text message, verbal calls, and letters. Excuse after excuse. Michael Lanza with McMann Lending would not call me back I would text him and he would not respond but maybe every 30 texts later but never over the phone.
I have tried many times to get a refund. Walt Trock refuses saying 7900.00 was non refundable. You sold me this loan that you can’t get. I sent 57,500.00 to Genie Investments which now I find out David Hughes is the owner of Zoomeral the platform and Genie Investments. David Hughes does nothing but threaten me if I leave a review or speak with anyone regards this he will cancel my loan. That is why I have not posted up till now. I have personally received many threats of cancellation verbal and in letters from Mcmann Commercial Lending and Genie Investments/Zoomeral. Last week Walt Trock had admitted to me verbally and in text messages there is no money he totally blames Genie Investments/David Hughes. Walt Trock also told me he had not been paid off of 1 BELOC in over 2 years with David Hughes. I question why do I have all kind of proof that Michael Lanza saying he has never had to wait past 80 days? When there is people waiting 2 years? Up until this week Mcmann is still selling this loan. When I spoke to David Hughes yesterday If you express yourself he gets angry and refuses to listen and says he will block you and cancel your loan. As hard as it is I have been extremely patient with each of them. David Hughes offered me to give him another 3k and he may can get another loan. David Hughes also sent me a letter explain they are suing their capital provider. They refuse to tell you who is their capital provider and show proof . He saying he will try to get our deposit back or partial back threw a law suit to this capital provider. Ok, shut me up another couple of years to see if this law suit even comes to past. When you have my money. It should be in an escrow send it BACK! That is the right thing to do when you cannot give people what you promised but Mcmann Commercial Lending and David Hughes/Zoomeral/ Genie Investments refuses! I didn’t want to believe I was being scammed but my opinion is yes I have been.
Leviticus 6:2
