All Forum Posts by: Kevin Dzikowski

Hey everyone,
I'm graduating college this spring and moving to NYC for a full-time job. I'm hoping to buy my first place — ideally a condo I can house hack — and I'm planning to use an FHA loan.

I'm looking for a Realtor who has experience working with FHA buyers in NYC, especially someone who knows which buildings are FHA-approved and rental-friendly down the line. Bonus if you've house hacked yourself or helped clients do it.

At this stage, I’m mostly looking for guidance, so I’d love to connect with someone who’s open to answering a few questions as I get started. Appreciate any recommendations!

Really appreciate you taking the time to send this over — super helpful perspective. I’m going to go through everything in more detail over the next week or so, but wanted to say thanks in the meantime. I may follow up once I’ve wrapped my head around everything!

Hey everyone,
I’m starting a full-time job in NYC soon with an all-in comp of $96K (base + bonus). I’ve always been interested in building a small personal real estate portfolio and have been thinking about purchasing a condo as my first step.

The idea would be to live in it for at least a year, then eventually rent it out. I'm just not sure how realistic that is with my income and whether it's the smartest move right now considering HOA fees, interest rates, and NYC prices.

If you were in my position—early in your career but eager to get started—how would you approach this? Would you buy now, wait, or look outside the city for a better first investment?

Open to any and all thoughts—really appreciate the insight.

Hey everyone,
I’m starting a full-time job in NYC soon with an all-in comp of $96K (base + bonus). I’ve always been interested in building a small personal real estate portfolio and have been thinking about purchasing a condo as my first step.

The idea would be to live in it for at least a year, then eventually rent it out. I'm just not sure how realistic that is with my income and whether it's the smartest move right now considering HOA fees, interest rates, and NYC prices.

If you were in my position—early in your career but eager to get started—how would you approach this? Would you buy now, wait, or look outside the city for a better first investment?

Open to any and all thoughts—really appreciate the insight.