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All Forum Posts by: Kelcey Gamble

Kelcey Gamble has started 1 posts and replied 1 times.

Investor Mindset

Post: Rent current and but a new one?

Kelcey GamblePosted
  • Posts 1
  • Votes 0

I purchased a home on my own 2 1/2 years ago on a 30 year FHA %3.375 rate. My principal balance right now is about 187K. I recently got married and we will be coming into some inheritance within a few months. We have talked about renting our current home and buying a new home. I have heard that paying off your rental is not necessarily the best choice because of the deductions it allows for, but given the type of loan this house is mortgaged with, is it even possible to buy another home together and start renting this one out when I have a FHA loan on this one? Would I have to refinance it or pay it off before renting it?

0 Votes