All Forum Posts by: Keegan Schaub

Hi everyone, I am looking to purchase my first STR and did some research in the Smokey Mountains area on Airbnb. When I was looking at occupancy rates on Airbnb for a few random listings most of them only had 5-7 nights occupied?Is it the non busy season in that area? I've heard of really high occupancy rates, but when researching for a ‘worst case scenario' when I do purchase a STR, a lot of listings don't have any bookings for the month of February?

I have been in contact with a mortgage lender in the market I am looking at who said the only option is I get a FTE job. Ive also researched a bit into Margin loans and SBLOC from stock but those are a bit too risky. 

Hi Everyone,

I recently received an inheritance and want to purchase my first MFH this year, HOWEVER, I cannot secure a mortgage loan as I do not work full time. I am a healthcare worker working prn ("as needed") contract based through three employers. I work ~30 hrs/wk and make more $$$ than I would if I had a traditional FTE job.... but I cant obtain a mortgage

What are some ideas other than a parent cosigning that I could explore for financing???

I have more than enough funds and a sizable cushion to purchase a MFH but cant secure financing  

Thanks for the input!