All Forum Posts by: Kaylee Loomer

I'm 19 and one of my first goals in Real Estate is to start by house-hacking. I learned that this is one of the best ways to start out in real estate, and I do not mind having roommates at all.. in fact I am very use to living in crowded households. I just got my first car, and I just started 2 new jobs. 

I currently have a good amount saved up as an emergency fund. and as for how much I need for a house hack.. I am a bit unsure as to where I should be at with my finances. Are there any steps I could take right now to help bring me further to my goal? Is there anything I should be wary of when starting out? Any advice is greatly appreciated.

My dream is to eventually have financial freedom and own and rent out multiple properties. I've had an interest in real estate ever since I was 12, and I feel like I am finally the point where I can get started on this journey. 

I am also interested in having a mentor or even just someone to connect with and talk to about real estate. Feel free to message and connect with me! As I will be connecting with others as well in this field. I am so excited to start on this journey as owning my own home and owning real estate in general has been a dream of mine for so long.

To be honest this is a bit off the topic from real estate but I am a bit puzzled as to how I should be investing into the stock market.
I've learned all there is to investing into Roth IRAs, Index Funds and ETFs, but should I be investing mainly under a retirement account? or should I be doing both with a brokerage and a retirement account? My goal is to have financial independence early in life but from what I heard is that retirement accounts only allow you to take out your income once your around 65. But I want to be able to have that investment income coming in by the time I'm 30 or 40. So should I still have a Roth IRA or should I be investing without one? Or perhaps I'm wrong about retirement accounts. Do retirement accounts such as a Roth IRA allow you to take out the interest you make without being penalized?