All Forum Posts by: Jesús Zazueta

I have the same problem in California. I get A TON of ITIN leads that want to get into a mobile home, and I am also looking for a lender that can help. Let's connect and work through this together. I know a bit about creative financing which includes owner-financing. Shoot me a message. Thanks

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Originally posted by @Rachel H.:

@Jesús Zazueta Just be sure to put trip insurance on the home for the day of the move. Anything can happen while the home is in transit to the new location. Hope that helps!

I don't think I would've thought of that, THANK YOU!

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Originally posted by @Justin Ceballos:

@Jesús Zazueta

BTW

Homes in that área can be ordered and ready for installation in about 6-8 months. These 6 months are you used to prepare your site, permitting, marketing etc while you home comes up for production.

The home itself is made in just a few days.

I can suggest a Clayton HDX2874 ordered from Homes Direct in Merced

Ultimately, the home would be delivered from the Schult factory in Buckeye, AZ

I am a consultant at the Buckeye location.

The above mentioned model comes standard with four bedrooms and a double living room farmhouse style split plan that has been very successful for us.

The list of STD included options is long.

Eave sizes can raise the cost of transport due to highway regulations, but it’s worth it.

Good luck

Justin Ceballos

Thanks for all the info! I'll be looking into Homes Direct in Merced and the Clayton HDX2874 (modular MH Advantage). And if you don't mind, I'll reach out directly when we're ready to make the move or get more info.

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Originally posted by @Account Closed:

@Jesús Zazueta

Utilities are the biggest issue if you are outside of city services. Many prices of land that are cheap (especially in California) are cheap because they won’t pass a perc test for septic system, or they have endangered species restrictions and require expensive mitigation fees, you want to check for protected trees and plants, wetland restrictions, and you will want to do a geotechnical report to be sure you can get a foundation on there. So any property you want to buy you should try to negotiate a 3-6 month contingency period. Because you will need to do a lot of due diligence to ensure that you can build there. Also as a tip if you get all of this checked quick you can get your modular plan picked out and go through planning to see if there is going to be resistance to your build and even get permits to almost to be ready to break ground before releasing contingency and having to start paying interest payments on your construction loans. If you are financing this deal with hard money this can save you a lot of money! Even if you don’t finish permitting I like to know exactly what I am going to build and have it fully priced out and preapproved for the financing of the final product before I buy the lot.

A lot of great information, very helpful!

I've emailed the City of Stockton regarding this idea, I'm not sure they would even allow it. I'm also assuming that installing utilities wouldn't be an issue at this location since it's within city limits. One of the only reasons why I'm considering Stockton is because I already have a guy there with a 5,000 corner lot, but I'll be looking at other locations as well; I'll run the numbers once I hear back from the city to make sure it makes sense for us to do.

Are you familiar with Stockton's planning/permitting department regarding this topic?

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Originally posted by @Rick Trivedi:

@Jesús Zazueta - Have you thought about ADU?

Hey Rick, no I had not. I guess I was under the impression that an ADU can only be built as part of a primary residence on a lot.

Or maybe you were referring to a "tiny house"?

I'm all ears if you have a creative strategy in your toolbox you would like to share!

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@Account Closed - Thank you, all the information you provided is actually very helpful! I will definitely look into a modular instead of a manufactured one.

Would you suggest I stay away from lots that do not yet have utilities installed? How much are people paying, on average, to get these installed?

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Hello everyone,

I'm looking to invest in a piece of land out in Northern California and setting a manufactured home on it.

Does anyone have any experience they might want to share. Any tips, tricks, and advice would be greatly appreciated.

Thank you in advance!

P.s

I know how to return a favor, so if you ever need anything on this side of the country please let me know :)

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Hey Debra! thanks for the info. Do you know if a buyer can use the income from one of the other units in a duplex/triplex/fourplex to qualify? I see information about ADU's on Fannie Mae's website but not about this specifically. Thanks in advance :)

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Upstate New York, New York

All Forum Posts by: Jesús Zazueta

Jesús Zazueta has started 1 posts and replied 8 times.

Post: ITIN and Mobile Homes

Post: Manufactured Homes on Vacant Land in Northern California ?

Post: Manufactured Homes on Vacant Land in Northern California ?

Post: Manufactured Homes on Vacant Land in Northern California ?

Post: Manufactured Homes on Vacant Land in Northern California ?

Post: Manufactured Homes on Vacant Land in Northern California ?

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