All Forum Posts by: Justin Smith

I currently own one property in Philadelphia that I currently live in/house hack. I purchased the home with an FHA about 2.5 years ago and just recently refinanced to a conventional loan leaving me with 99k in equity according to the appraisal.

I want to continue building my real estate portfolio and this current situation leaves me with a few options between taking some equity out to put towards another property, sell the home to move into a smaller house and use the remaining profit towards another property, turn my current home into a rental and take out an FHA for another home, etc..

Just wanted to hear your guys thoughts on what you would do in this situation since I don’t have a clear path I want to take and to see if you may have alternative idea I may not have thought of.

Hello everyone, I am a recent college graduate from South Jersey who is currently working in the mortgage industry but aspire to be a full time real estate investor. I have not started investing yet because I want to do as much research as I can before jumping into it. Ideally, I would eventually like to own rental properties for steady cash flow, and also flip houses as bigger projects that create lump sum profits. If anybody has any advice for me (groups to join, books to read, what to research, etc.) it would be greatly appreciated. Thank you.