All Forum Posts by: June Crile

Hello Denise,

Thank you very much for the correct terminology "ejectment lawsuit".

I read and understand I should give the 10-day notice to vacate immediately. If the borrower does not vacate in a timely manner, they lose their redemption rights.

Q) Is the 10 day notice a standard Alabama form? Is this something I need to go thru circuit or probate court, or sheriff department to do, or can I post it on the front door myself? No, I am not afraid to approach the occupants. I am in my sixties and been doing this in GA since my 20's, armed with attitude. JK.

You stated "If you want to get them out using the courts, you file an ejectment lawsuit in circuit court. it can be timely and expensive, but most times you are able to get a summary judgment."            

Q) My question is there another way than using the circuit court? You said "IF I want to use the courts", is there another/ faster way?

Q) you stated it's expensive and timely, how long is timely and how expensive are we talking about? I hope your answer is 30 days and couple hundred dollars!

I appreciate you and will keep your name handy. It may be MONTHS before my next project is ready for market.

Sincerely, June

Hello Randall, Yes, I know the homeowner is entitled to excess funds over the payoff at auction, but I never thought about helping them collect in order to gain their favor and secure future income. Great idea. I mentioned in my original post that my  fear/concern is dealing with the occupants, it's so great to hear about your success with the situation and it has given me the assurance I needed to start looking for my first Alabama foreclosure.

Many thanks for your reply. I appreciate you! Sincerely, June

I am going thru a divorce too. If you transfer property after the petition for divorce is filed, the Judge will not look upon you favorably when your wife's attorney brings it to his/her attention. I wish you best of luck!!, can anyone offer advice? 

Hello Alabama Community, I'm not new to buying foreclosures in Georgia. I have children that recently moved to Alabama. I am considering buying at foreclosure auction.  I've been reading as much as I can. My main question is this: Have any of you bought occupied foreclosures? By the time I make my bid at auction in GA the properties are vacant. In Alabama I understand it is common for the foreclosed property to be occupied, the investor must evict (evict may not be the correct terminology) the occupant, and if tenant occupied could be responsible to make a tenant whole. Another concern is increased property damage if I pssssss off the occupying foreclosed party/tenant. 

Would you, OR wouldn't you, buy an occupied property in Alabama? Why? Many Thanks ! ! ! 

Appreciate Y'all