All Forum Posts by: Julio Ochoa

Awesome question. I like your goals. I believe the way to go is to grow your capital enough to eventually invest in an asset that will retire you, meaning it pays you enough passive income every month to cover your desired expenses/lifestyle. If you do not have the time to execute rehabs/construction I’d suggest saving enough income and investing in deals as an equity investor. If you have no capital but have time to execute projects, then you can raise capital from others. Either way you are earning more capital than you started the project with. We believe in building new fourplexes as we avoid crossing into expensive & strict “commercial”  territory (<5 units). Building new is the biggest value add to a property. You can refinance once construction is complete so that you can repeat & reinvest in a new property every year. Your capital grows with every reinvestment, so the amount of repetitions depends on desired passive income. This is because you’ll eventually invest that capital you grew, into an asset. The higher that investment, the higher the passive income from that asset. If you’d like to discuss anything I mentioned feel free to reply or send me a message! 

Hi, my name is Julio Ochoa. I am an investor/developer in Northern California.

There are a lot of opportunities here to find land allowing 4 units, and build new fourplexes. 

Using Airbnb can 2-3x the income of a rental property, if it is in populated & traveled area. 

This is why the nor-cal bay area is a great location for these types of assets.

The investment strategy is:

Buy land -> Build Housing -> Airbnb the property -> Refinance -> Repeat/Reinvest

The advantages of this strategy are that:

- You avoid costly & strict commercial class codes & regulations (due to unit amount, less than 5)

- You are massively improving the property by taking it from dirt to highly demanded housing

- Building new means you will not have any repairs/maintenance to worry about

- Airbnb improves the income of the property reducing investment risk 

- Refinancing means your capital will not be stuck, allowing it to be reinvested & grow

- Once your capital has grown large enough (2-5 years or a few fourplexes), you will

be able to invest in a long-term cash-flowing asset that will provide enough passive income to retire you/your family)

Thanks for reading and if you have any questions or want to discuss any of this with me, leave me a reply or send me a message!

Hello everyone! I'd like to discuss with you the strategy of newly built fourplexes for Airbnb purposes. 

Using Airbnb in the right area can 2x-3x the income of that rental property.

To make Airbnb work, your property should be in a populated/traveled area. For development you will be finding land in such areas. 

A few of these properties can retire a whole family, and this is where my passion lies for real estate. 

The strategy is to 

Buy land -> Build Housing -> Rent it out on Airbnb -> Refinance the property -> Repeat/Reinvest

This means you are

- Avoiding expensive & strict commercial codes (5+ units)

- Buying land in an area where your product is highly demanded

- Adding tremendous value to the property by turning it from dirt to brand new housing

- 2x-3xing the income of the property by using a short-term & vacation rental model such as Airbnb

- Refinancing so that your capital is not stuck in a property, allowing it to be reinvested & grow faster

- Building wealth and passive income for yourself and/or others 

If you have any questions or would like to discuss, leave a reply or send me a message 

Thanks for reading!

Hello, my name is Julio Ochoa and I'm an investor/developer in Northern California. 

Financial freedom in real estate is created by investing capital in a long-term cash-flowing asset. 

However, you may not have enough capital for that. So how do you grow your capital?

Try buying land, building housing, renting it out, refinancing the property and repeating the process.

This means you're:

- buying land at a great value in populated/traveled areas

- not worrying about any repairs/maintenance for the property

- massively adding value by building a highly-demanded product (can even 2x-3x income using Airbnb)

- 4 units means you have enough income from the units to cover the expenses of ownership, so building equity while earning passive income

- not leaving your capital stuck in a property, so growing your capital and building wealth will be done in a timely manner (2-5 years)

If you have any questions about what I have mentioned leave a reply or send me a message! 

Thanks for reading!

Hi, I'm Julio Ochoa. I am an investor/developer in Northern California

I'd like to share a strategy for executing BRRRR but buying land and building housing on it instead.

Buy land -> Build Housing -> Rent -> Refinance -> Repeat

You add massive value to the property by building new instead of purchasing an already existing building. 

The more value you add to a property, the more fruitful the investment. 

You get the benefit of

- Providing a highly demanded product

- 2x-3x income by using Airbnb (buy the property in a populated/traveled area)

- Owning a building that requires 0 to little maintenance

- Reinvesting the capital instead of having it stuck in a property

- With some repetitions, your capital will have grown enough to invest in a long-term hold providing enough passive income for your/your family's retirement

Let me know if you'd like to discuss anything I mentioned or have any questions. 

Thanks for reading!

Hi, this is Julio Ochoa. I'm an investor/developer in Northern California. I'd like to share my thoughts on what path you can take when you're starting out in real estate. 

Real estate investment properties are investments - so you will require capital. 

If you don't have the capital, you can raise it from other people. 

If you have capital, you can invest in improving a property without having to do any of the actual work. 

You will be compensated solely for putting up your capital into the deal.

Either way & for the most part, the property has to be purchased & improved to make a healthy return on your investment. 

What type of property should you invest in? What strategy should you use? 

I recommend going for a property you can greatly improve to provide much needed service/value to the market/community. 

For example, a land property can be highly improved simply by building on it and providing housing for people who couldn't live there before.

I'd also recommend going for a multifamily property - meaning more than 1 unit - because the income the property produces is a lot higher, meaning it can financially withstand recessions. You are not solely relying on a property to sell for a certain value.

If you have any questions I'd be happy to answer or discuss! 
Thanks for reading my post

Hi, this is Julio Ochoa. I am an investor/developer in Northern California.

We plan to build fourplexes in populated/traveled areas in the Nor-cal Bay Area.

If you don't know which way to go in order to retire yourself/your family, this is a strategy I'd recommend:

Buy land -> Build fourplex -> Rent out/Airbnb units -> Refinance the property -> Repeat! (Reinvest) -> Retire (with enough repetitions)

Here's why: 

- We have found several well-priced land properties in the bay area with zoning for up to 4 units. 

- New construction adds massive value to the property, meaning higher margins than an already built/renovated property

- New construction rentals attract higher quality, responsible long-term tenants (if not airbnb)

- New construction rentals require 0 to little maintenance 

- 5+ units is classified as commercial - the codes are strict & make it expensive, 4 is the sweet spot

- Airbnb in the correct areas can 2x-3x the income of a rental property

- Your capital can be re-invested once construction is complete, rather than having it stuck in an investment property

- The higher the amount of repetitions/reinvestments, the higher your capital will be. 

- Once you've spent a couple years re-investing, you can take the capital you've built up and invest it in a long-term rental property with passive income. At this point you are in control of your time, and will receive a check every month for the rest of your life. 

If you have any questions or want to discuss, leave a reply or send me a message. 

Thanks for reading!