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That is definitely one the things that I was considering. Perhaps that could be a relationship you and I could develop. Is that something you're interested in, and more importantly, do you have now or have you had a need in the past, for lending services in the U.S. for any of your clients? A few of my friends and clients are originally from Canada, and most of them are in close contact with friends and family who still live there. I'm sure I could drum up some business with a few quick phone calls. What's your exposure to the U.S.?

I really appreciate both of your replies. I'm always thinking of different ways to diversify my business, and I would like to find a way to exercise the Canadian market. If you do have any ideas that you would like to share, or perhaps we may be able to work together on a concept, or perhaps some type of joint effort, whatever it may be, I welcome your thoughts. Let's keep in contact.

Sincerely,

An Unsecured Line of Credit would work perfectly for your situation. Please call me, I'd be happy to discuss with you and answer any of your questions.

Sincerely,

I've heard a number of opinions as to which areas in Canada would be the smartest ones to look into. Alberta & Toronto have probably been mentioned to me the most. What's your recommendation as far as Provinces or cities to direct my efforts toward in respect to remaining a New York city based real estate finance provider, and expanding my horizons to include parts of Canada

Thank you,

My question is: Can a U.S. Broker, Lender, etc., do business in Canada? ...and if so, who can, and how does one go about it? I've been seeing quite a bit of positive media lately, re: the real estate market in Canada. I'm located in the New York City area, and capable of doing business in all 50 U.S. states. I wanted to explore the idea of expanding my market place to cover Canada as well.

If anyone could please educate me as far as what is allowed, and how I go about doing it, I would really appreciate it.

Are you familiar with Unsecured Business Lines of Credit? These can be used to acheive the same general concept as you were explaining, but there are a few major differences in the product. Unsecured lines are bank issued, business lines of credit that are not secured or collateralized by any property or business. They only have a personal guarantee, but banks require full income and asset disclosure to qualify for them. They are given to self-employed borrowers with scores over 680 , and must have a clean history. Now, here are the major differences; they are not a factor in your loan to value ratio, as well as, they are not calculated in your monthly expendes, which is huge! Oh yeah, the best part is... I do them Stated income / Stated asset!!! You do not have to show any income or assets to qualify, and I can provide lines up to $300,000. I could go on, but if you can call me, I can explain much easier and more accurately. My typing skills are not the most efficient means of communication. I look forward to hearing from you, and/ or anyone else who is interested in learning about this amazing investor's tool.

Sincerely,

An Unsecured Line of Credit is absolutely ideal for a deal or situation like this. I do NOT require income or assets! I do these all day long Stated/Stated. They are NOT attached to any property or business. They do NOT show on your credit report, only a personal guarantee. They are NOT calculated in your loan to value ratio with the bank. Perfect for down payment money, working capital, construction costs, etc. Please feel free to call me.
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Josh Tarlow- JB Capital Inc.

Be honest & upfront! It means everything in this business. Investors as well as homeowners, rely on your word to help guide them in their decisions. It's easy to tell someone what they want to hear. It takes a much bigger person not to sugar coat things. There is nothing worse than stringing someone along when they have everything on the line; their savings, their business, their home, etc. Being honest and upfront will come bac to you ten fold!
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Josh Tarlow
JB Capital, Inc

I'll be in the office tomorrow by 10am. Talk to you then.

Have a great night.

Absolutely. Please give me a call. If you don't reach me at my office, feel free to call me on my cell phone. I'm always available.

Thank you for your interest.

I look forward to your call.