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All Forum Posts by: Joseph Pytcher

Joseph Pytcher has started 54 posts and replied 229 times.

Post: Weston Funding – Your Direct Hard Money Lender in Texas

Joseph PytcherPosted
  • Lender
  • Plano, TX
  • Posts 293
  • Votes 58

Real estate investors in Texas, if you’re tired of dealing with slow, institutional lenders who don’t understand your business, Weston Funding is here to change that. 

With 17 years of experience as a real estate investor, I know firsthand the challenges of securing the right financing. That’s why Weston Funding is relationship-driven, tailoring our loans to fit your needs—not some rigid institutional checklist.

Direct Hard Money Lender – No middlemen, no red tape
Fast & Flexible Funding – Close in as little as 5-7 days
Loan Types: Fix & Flip, BRRRR, New Construction, Bridge Loans
LTC Up to 95% (Based on Total Project Cost)
Investor-Focused Terms – Designed by an investor, for investors

Our goal is to move this industry away from cold institutional money to relationship money—funding built on trust, speed, and flexibility. If you’re looking for a lender who understands your business and works with you for the long term, let’s connect. We're based out of Dallas, TX.

📩 DM me directly. Let’s fund your next deal!

www.westonfunding.com

Post: Mortgage Brokers - DSCR and NonQM

Joseph PytcherPosted
  • Lender
  • Plano, TX
  • Posts 293
  • Votes 58

I do both, happy to answer anything. Shoot me a DM.

Post: Need a Direct Lender on an RV Park

Joseph PytcherPosted
  • Lender
  • Plano, TX
  • Posts 293
  • Votes 58
Quote from @Jaycee Greene:
Quote from @Joseph Pytcher:
Quote from @Jaycee Greene:
Quote from @Joseph Pytcher:

I have a client I'm working with that already owns the RV park, has 15 year note on it and is wanting to refi into a 20 year note if possible. Looking for direct lenders only who will accept brokers. Thanks! 

Hey @Joseph Pytcher, how much of a loan is your client looking for?


Property appraised for $1,650,000. They're wanting to try and go to 60-65% LTV.

OK, @Joseph Pytcher. I recently worked on something similar for a CFO client out West and I believe this would be considered a "small" deal and possibly be done via SBA/USDA. I would recommend you contact Shawn Greenway @ Celtic Bank and Riley Risto @ Gulf Coast Bank & Trust. Let me know if you have any questions.


 Yeah we're trying to avoid SBA. Just looking for other options. 

Post: Need a Direct Lender on an RV Park

Joseph PytcherPosted
  • Lender
  • Plano, TX
  • Posts 293
  • Votes 58
Quote from @Jaycee Greene:
Quote from @Joseph Pytcher:

I have a client I'm working with that already owns the RV park, has 15 year note on it and is wanting to refi into a 20 year note if possible. Looking for direct lenders only who will accept brokers. Thanks! 

Hey @Joseph Pytcher, how much of a loan is your client looking for?


Property appraised for $1,650,000. They're wanting to try and go to 60-65% LTV.

Post: Need a Direct Lender on an RV Park

Joseph PytcherPosted
  • Lender
  • Plano, TX
  • Posts 293
  • Votes 58

I have a client I'm working with that already owns the RV park, has 15 year note on it and is wanting to refi into a 20 year note if possible. Looking for direct lenders only who will accept brokers. Thanks! 

Post: DFW hard money lender that works with H-1B visa

Joseph PytcherPosted
  • Lender
  • Plano, TX
  • Posts 293
  • Votes 58

James send me a DM. I'm in DFW and I can work with foreign nationals. I might not be able to do 85% but I'll have to ask some qualifying questions. 

Post: Looking for a new mortgage broker

Joseph PytcherPosted
  • Lender
  • Plano, TX
  • Posts 293
  • Votes 58
Quote from @John Roberts:

Hi,

I am looking for a new mortgage broker.  I am in the middle GA area if that matters.

I have a duplex that we purchased with cash and paid all rehabs out of pocket.  

I've had the property for over a year now.  

ARV is about 170,000.

Looking to cash out about 120,000.  

credit score is 750+

This is in a pretty rural area.

Let me know if you have any other questions.


 Are you looking for long term financing? I can do either a 30 year cash out or a short term bridge. Rural might make it a little tougher but I think I can get it done. Can you DM me the address? 

Post: Hard Money Lender

Joseph PytcherPosted
  • Lender
  • Plano, TX
  • Posts 293
  • Votes 58

I can lend here, shoot me a PM!

Post: Iso Rehab, Refinance Funding

Joseph PytcherPosted
  • Lender
  • Plano, TX
  • Posts 293
  • Votes 58
Quote from @Elwin Green:

I seek financing options for the first and third Rs of my first BRRRR project.

I have a 2BR house under contract, and have funds available to close (about $32K).

Of course, the house needs the first R - Rehab.

Is there a lender here who would lend $20K-$25K against a free and clear property for rehab that would raise its value from $34K to $72K (per an appraisal in January)? (My credit score is sub-600; I know that makes it harder.)

After rehab, I anticipate renting it for $1622/month through our county's Section 8 program. After all expenses, I anticipate a monthly NOI of $1275.

That brings us to the third R - Refinance.

Is there a lender here who would make a DSCR loan based on a monthly NOI of $1275? If so, for what amount, and on what terms - especially, with what seasoning requirement? I would need to pay myself back the funds to purchase ($32K) and pay off the rehab financing ($20K-$25K). I would WANT to borrow as much as the property would support, to better position myself for my next deal - I am working toward a $3 million portfolio.


 I think your best option is to do a short-term bridge loan for the amount that you need and then we can refinance once it's completed. If you can DM me, I can get details from you and help you get this funded. 

Post: American Association of Private Lenders

Joseph PytcherPosted
  • Lender
  • Plano, TX
  • Posts 293
  • Votes 58
Quote from @Bobby Feinman:

@Joseph Pytcher @Patrick Roberts

ABSOLUTELY! I joined AAPL many years ago and it has been invaluable to me. They offer a lot of education and assistance to their members. The annual conference is wonderful for networking and learning. Highly recommend!

Bobby


 Thanks Bobby, appreciate the feedback. The dues aren't crazy so I'll just join. If you go to the conference this year in Nov, would love to meet in person.