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All Forum Posts by: Joyce Williams

Joyce Williams has started 7 posts and replied 118 times.

Post: Does anyone know of any DSCR lenders that loan under $75,000?

Joyce WilliamsPosted
  • Rental Property Investor
  • New York
  • Posts 118
  • Votes 54

šŸ˜† 

Post: Does anyone know of any DSCR lenders that loan under $75,000?

Joyce WilliamsPosted
  • Rental Property Investor
  • New York
  • Posts 118
  • Votes 54

Heā€™s a him. Lol

Post: Does anyone know of any DSCR lenders that loan under $75,000?

Joyce WilliamsPosted
  • Rental Property Investor
  • New York
  • Posts 118
  • Votes 54

Yes, Iā€™ve used them before. My experience was pretty good.

Post: Does anyone know of any DSCR lenders that loan under $75,000?

Joyce WilliamsPosted
  • Rental Property Investor
  • New York
  • Posts 118
  • Votes 54

@Aaron Lathanā€¦ā€¦..Try BHG Financialā€¦.. ask for Krystian. 315 679 5096ā€¦. Let me know how it works out.

Post: Security system for my rental property

Joyce WilliamsPosted
  • Rental Property Investor
  • New York
  • Posts 118
  • Votes 54

Can anyone recommend a security alarm system or a security camera system for rental properties?

Post: Tenant taking their time to pay rent.

Joyce WilliamsPosted
  • Rental Property Investor
  • New York
  • Posts 118
  • Votes 54

@Chris Kimsey.......if they show you who they are believe them. Consistently paying late (after the grace period) is a problem. I have a tenant who told me money wasnā€™t an issue but they were late every month and I give a ten day grace. I always had to reach out to them for the rent and they would act like it slipped their mind. This tenant is now a holdover tenant owing $15,000 in back rent and late fees from January and February of 2020. Luckily a judge heard my case and gave me a warrant of eviction and they should be out at the end of the month.

Post: CDC Eviction Moratorium - USE THIS FORM

Joyce WilliamsPosted
  • Rental Property Investor
  • New York
  • Posts 118
  • Votes 54

I mentioned my tenant several times in this forum. She was a holdover in October 2020 and refused to leave because she took advantage of the pandemic. Her husband left with their infant child when their lease was up but she stayed because she knew she could. My attorney sent her a pay or quit in February 2021 and once she got it she texted me telling me to take her to court. In June 2021, I kept hearing the eviction moratorium was being extended, I even contacted my attorney and he said there was nothing I can do until August. I called the local court in my area and asked if I could start the eviction paperwork now so when the moratorium is over I would not have to wait long and the clerk told me that the judge was currently hearing evictions. I got on the phone with my Attorney right away and he called the court and got a date for July 6. He went to court and my tenant informed the judge that she was disabled (new information to me, she wasnā€™t disabled when she moved in the year prior with her husband) and had no place to go but the judge told her to be out by August 27. I received the warrant yesterday and took it to the sheriff and hopefully sheā€™ll be out end of August. Bottom line is call the court directly, had I not I would have still been waiting. This tenant owes me $15,375. She has paid absolutely nothing and her favorite words are ā€œtake me to court.ā€ Iā€™m glad I did. She didnā€™t even fill out the hardship form which was sent to her by my attorney when he sent her the paperwork to attend court. If she would have filled out the hardship paperwork the judge probably wouldnā€™t have heard the case. 

Post: Should I kick them out at the end of the lease???

Joyce WilliamsPosted
  • Rental Property Investor
  • New York
  • Posts 118
  • Votes 54

@Michael J...... she sounds like a good and conscientious tenant. I have a horrible tenant right now, rent free for ten months, refused to leave after her lease was up said she didnā€™t have to because of COVID, she doesnā€™t communicate with me, makes no effort in trying to pay rent.... all she says is ā€œtake me to courtā€ but of course I can not. Her husband left when the lease was up but she stayed because she knows there are no evictions right now. Iā€™m owed $14,000 in rent. Trust me you have a decent tenant.

Post: Attn: SBA Disaster Loans for Landlords

Joyce WilliamsPosted
  • Rental Property Investor
  • New York
  • Posts 118
  • Votes 54

@Michael M....you received $60,000? I received a whopping $4,400, let see if they accept my increase to $25,000.

Post: CDC Eviction Moratorium - USE THIS FORM

Joyce WilliamsPosted
  • Rental Property Investor
  • New York
  • Posts 118
  • Votes 54

@Amy Li.... absolutely horrible!