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All Forum Posts by: Joshua Stanton

Joshua Stanton has started 1 posts and replied 8 times.

You should consider the All In One Loan for multiplying homes. It’s the most flexible mortgage in America! It’s a first lien 30 year equity line. It essentially turns your home into a  personal bank. You can pay down debt quickly and access your equity to purchase more doors whenever you want. I personally use it and love it. Let me know if you want to have a longer conversation about it. 

If you cash flow positive I would look at the All In One Loan. It’s the only first lien equity line that recasts 24/7 in America. It allows for quicker cheaper pay down of debt and it keeps your equity in the property liquid so you can access it to multiply properties. I personally use it and tell everyone I can about it. Let me know if you want to have a longer conversation. 

Post: How would you invest $100k?

Joshua StantonPosted
  • Posts 8
  • Votes 4

Purchase a home using the All In One Loan. It’s a first lien equity line that can function as your own personal bank. You can borrow money from yourself to purchase more homes and pay off the mortgage debt at the same time. It’s more more complex than this simple answer but let me know if you’re interested in a longer conversation. 

I’d love to discuss the All In One Loan and how other members finance real estate growth. 
Full disclosure, I sell the All In One Loan and i personally use it to multiply real estate. I think it’s simply the best financial mortgage tool in America. 

Quick info about what I’ve done. My wife and I refinanced into the All In One Loan 4 years ago. Since then we have paid down the loan balance by one third as well as purchased 3 rental properties. Our system is working really well and the process is simple. Our goal is to purchase real estate and pay off personal debts as cheap and as fast as possible. 

This is how it works; the All In One Loan is a mortgage debt accelerator and a 30 year draw in one. The mortgage program takes the place of your homes first lien. Every deposit you make goes directly to principal (only mortgage in America that does this) and becomes liquid equity. This liquid equity can be withdrawn whenever you want for whatever you want. The interest is connected directly to your principal balance and recasts every time there is a deposit or withdrawal. You can make as many deposits or withdrawals as you wish. There’s online banking, a debit card and checks so this functions like a checking account. In fact, we use this for our entire financial life. Our money goes in, our balance gets paid down. We pay our bills directly from the account and our leftover positive cash flow works to pay down the balance when we aren’t using it. We have no dead money in our lives, it’s always working! Essentially, we’re a little bank.
when we find a home we’d like to purchase we look to see how much available equity we have and wire those funds to closing and boom, new rental property. We put a 30 year fixed on that rental property and the renter pays the mortgage and then we rinse and repeat. It’s easy and legit, no tricks or cheats and we have all the control of the money.

What are other people doing that they find easy and successful? 

I know I’m very late to this party but I saw this post. I sell and love the All In One Loan. Please let me know if you want to connect. Cheers! 

I’m late to this party but. Full transparency, I have and sell the All In One Loan and I absolutely love it! Here are some of the reasons:

- Americas only 30 year first lien mortgage where every deposit goes 100% to principal.
- Americans only first lien 30 year mortgage with 24/7 draw ability 24/7.
- The only first lien mortgage in America that recasts interest every time you make a deposit!

These three reasons are a lot to digest at first because this loan is a paradigm shift for most Americans.
The opportunity is what I love about this mortgage. You mold this mortgage to your needs. Conventional mortgages have no opportunity.
My suggestion would be to talk to me or someone else who has actually had this mortgage and see if it’s right for you. I can tell you from personal experience that it’s helped my wife and I save and make thousands of dollars.

Full transparency, I have and sell the All In One Loan and I absolutely love it! Here are some of the reasons:

- Americas only 30 year first lien mortgage where every deposit goes 100% to principal. 
- Americans only first lien 30 year mortgage with 24/7 draw ability 24/7. 
- The only first lien mortgage in America that recasts interest every time you make a deposit! 

These three reasons are a lot to digest at first because this loan is a paradigm shift for most Americans. 
The opportunity is what I love about this mortgage. You mold this mortgage to your needs. Conventional mortgages have no opportunity. 
My suggestion would be to talk to me or someone else who has actually had this mortgage and see if it’s right for you. I can tell you from personal experience that it’s helped my wife and I save and make thousands of dollars. 

Full transparency, I have and sell the All In One Loan. I truly believe that there is risk in any loan but the All In One Loan offers advantages that no other loan does! The opportunity in the All In One Loan is why I love it! I can pay down debt quick and efficient. I can save tens if not hundreds of thousands in interest. I have access to the equity I'm building 24/7. I can pay I/O if I want.

I personally use the AIO to multiply houses but I have clients that simply want to use this to pay off the primary mortgage cheaper and faster. The beauty is that you get to decide. There’s no gotcha with this loan, it’s a great product and I’d be happy to talk to you more about it.