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All Forum Posts by: Joshua Ostler

Joshua Ostler has started 2 posts and replied 3 times.

Creative Real Estate Financing

Post: Using a Heloc for Down Payment?

Joshua OstlerPosted
  • San Jose, CA
  • Posts 3
  • Votes 3

Thanks Jason. More background is that my current rental is in Tucson, AZ valued at $340k with $175k left on the mortgage so the LTV is fine. Interest rate is at 3.5% so I'm not going to refi. And I'm definitely not looking in CA. This place is nuts! I'm looking for more in AZ or similar low value markets.

How would you finance a REI given my background?

0 Votes
Creative Real Estate Financing

Post: Using a Heloc for Down Payment?

Joshua OstlerPosted
  • San Jose, CA
  • Posts 3
  • Votes 3

I have 100k in equity in a long term rental (was a previous primary residence). Would it be wise to use a Heloc for a down payment on my first investment property? Doing so would give me two mortgages and the Heloc. Seems a little over leveraged. I do have 30k in cash but that won't get me very far into a decent property. Is there a better way to finance my first investment property? Thanks!

1 Vote
New Member Introductions

Post: Golf Pro Dreaming of Being Real Estate Investor

Joshua OstlerPosted
  • San Jose, CA
  • Posts 3
  • Votes 3

I'm a golf professional working near San Jose, CA. I'm wanting to invest in real estate outside of CA (obviously) and am learning as much as I can. I want to invest in Arizona (Phoenix or Tucson). Would love to do SFH or Multi Family. Will trade golf lessons for mentoring 😁

2 Votes
San Jose, California