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All Forum Posts by: Joshua Nichols

Joshua Nichols has started 3 posts and replied 7 times.

Post: Kiavi hard money lender?

Joshua NicholsPosted
  • Posts 8
  • Votes 10

@Chris Seveney the loan would be for fix and flips! They seem to be one of the largest lenders for beginners. 

Post: Kiavi hard money lender?

Joshua NicholsPosted
  • Posts 8
  • Votes 10

@Jaycee Greene Yes I am! I'm hoping to get into rentals later down the road but would like to start with fix and flips. I've been under a mentor for about a year now and ready to spread my wings a little bit. From the research I've done, Kiavi seems to be one of the better ones for beginners. Especially because they'll do 90% cost and 100% rehab. With a 75% LTV.

Post: Kiavi hard money lender?

Joshua NicholsPosted
  • Posts 8
  • Votes 10

Hello! I'm looking into doing my first deal and was wondering if anyone else has used kiavi for a hard money loan? They seem to be pretty popular and well known. I spoke with one of their representatives and they seem to have very good terms. Any advise would be greatly appreciated! Thank you! 

@Kyle Deutschmann Thank you for the advise! I look forward to possibly dealing with you when I get a some experience under my belt! 

Post: 21 Year Old Flipper

Joshua NicholsPosted
  • Posts 8
  • Votes 10
Quote from @Jaron Walling:

@Joshua Nichols I'd take @Travis Timmons advise to heart and think about the challenges associated with flipping RE. You're reading a 10 chapter book and tryin to skip the first 4. It's not as easy as the social media gurus preach. 

If you don't own a primary residence I'd start there.

Don't pile on risk at 21 y/o. I'd level up with a BRRRR, live-in flip, or house-hack before jumping into a challenging renovation. Those are opportunities for experienced investor but you're not experienced. Creative financing to buy deals is another dangerous approach. Avoid it until you get the investor ball rolling.


 I have purchased my first home already! I have a mentor i've been shadowing for about a year now as well. I have found my market and have created my team thus far.

Hello! I'm new to the real estate game. I'm very interested in flipping properties. I have found a good market and have built a good team thus far and I'm ready for my first flip. My question is about the funding for the project. I have enough liquid money for the down payment for the hard money lender, but that'll leave me with zero cash for closing costs, realtor fees, etc. I can pay utilities, insurance, and other holding fees but I won't have enough to pay other cost like listed above. The question I have is, if I get a hard money loan, can I get enough to cover the closing costs and realtor fees and other associated fees? 

Post: 21 Year Old Flipper

Joshua NicholsPosted
  • Posts 8
  • Votes 10

Hi everyone! My name is Joshua. I’m a 21 year old looking to kick start my career in real estate. I’d specifically interested in flipping property.

I’m new to the world of house flipping and excited to learn from all of you. I’m just getting started and looking to soak up as much knowledge as possible—whether it’s about finding good deals, managing renovations, or understanding the financial side of things.

My goal is to build a successful flipping business while keeping family time a top priority. I’d love to hear your tips, lessons learned, or even beginner mistakes to avoid. Looking forward to connecting and learning from this community!

Thanks in advance for your guidance!