All Forum Posts by: Joshua Mckeller

 I’ve spoken with a couple who needed two year’s verification. And my job is salary for the year at a set income each pay period, no hourly.

 They’re similar but low amounts, as I was working part time, and living with family with no rent. And yes, I am currently into one checking account. And yes I do, I’ve been saving a lot.

So I’ve done a little research and I have seen that in order to purchase a home and receive lending options, you must have 2 years of income verification or show that you were in school for the past two years. Is there any other options? My current situation is that I have been working at my current job making great money for the past 3 months and plan on making this a career, however it isn’t in my degree field( graduated in 2021) nor have I worked in this field the past two years. I have worked other jobs, such as retail, factories, and other unrelated gigs. I’m trying to purchase my first home and possibly rent or house hack but I am having issues with the income part. Credit is excellent(low 800s), income is good(85k a year), and debt is very low.