All Forum Posts by: Joseph Tuccito

thank you ! 

Hi BP family !

As stated in the description I am a 22 Full-Time College Student With Part-Time Job Looking To Househack. I am originally from NY but currently live and intend on living/investing in Tampa,Florida.

I have always been interested in real estate and determined to have financial freedom! (recently got $750 bird-dog fee check!) After reading plenty of RE books, listening to BPs podcasts, and surfing the web I am very interested in house hacking a duplex where I will live on one side and rent the other. My plan is to get a FHA loan and put 3.5% down with 5% IR. I am thinking of buying the duplex in the range of $100,000-$250,000. I recently read Scott Trenches "Set For Life" and understand the importance of saving as much cash as I possibly can, my goal is $20,000 by 2020.

The problem is getting FHA approved as I just recently got a credit card and trying to get my credit over 580. I also need proof of at least 2 years stable income. Obviously due to school I cannot do this so my question is what can I do RIGHT NOW to help speed the process up and if there is anything else I can do to make this investment go more "smoothly" when it occurs.

EXTRA: I recently got a job that pays around $450 biweekly. I only have about $1,000 of savings but putting about 80% of my paycheck to this fund. I will hopefully have a full time job after I graduate in June of 2018.

Hi BP family !

As stated in the description I am a 22 Full-Time College Student With Part-Time Job Looking To Househack. I am originally from NY but currently live and intend on living/investing in Tampa,Florida.

I have always been interested in real estate and determined to have financial freedom! (recently got $750 bird-dog fee check!) After reading plenty of RE books, listening to BPs podcasts, and surfing the web I am very interested in house hacking a duplex where I will live on one side and rent the other. My plan is to get a FHA loan and put 3.5% down with 5% IR. I am thinking of buying the duplex in the range of $100,000-$250,000. I recently read Scott Trenches "Set For Life" and understand the importance of saving as much cash as I possibly can, my goal is $20,000 by 2020.

The problem is getting FHA approved as I just recently got a credit card and trying to get my credit over 580. I also need proof of at least 2 years stable income. Obviously due to school I cannot do this so my question is what can I do RIGHT NOW to help speed the process up and if there is anything else I can do to make this investment go more "smoothly" when it occurs.

EXTRA: I recently got a job that pays around $450 biweekly. I only have about $1,000 of savings but putting about 80% of my paycheck to this fund. I will hopefully have a full time job after I graduate in June of 2018.

I look forward to hearing from you guys!

THANK YOU SO MUCH FOR TAKING YOUR TIME AND READING THIS

Hi BP family !

As stated in the description I am a 22 Full-Time College Student With Part-Time Job Looking To Househack. I am originally from NY but currently live and intend on living/investing in Tampa,Florida.

I have always been interested in real estate and determined to have financial freedom! (recently got $750 bird-dog fee check!) After reading plenty of RE books, listening to BPs podcasts, and surfing the web I am very interested in house hacking a duplex where I will live on one side and rent the other. My plan is to get a FHA loan and put 3.5% down with 5% IR. I am thinking of buying the duplex in the range of $100,000-$250,000. I recently read Scott Trenches "Set For Life" and understand the importance of saving as much cash as I possibly can, my goal is $20,000 by 2020.

The problem is getting FHA approved as I just recently got a credit card and trying to get my credit over 580. I also need proof of at least 2 years stable income. Obviously due to school I cannot do this so my question is what can I do RIGHT NOW to help speed the process up and if there is anything else I can do to make this investment go more "smoothly" when it occurs.

EXTRA: I recently got a job that pays around $450 biweekly. I only have about $1,000 of savings but putting about 80% of my paycheck to this fund. I will hopefully have a full time job after I graduate in June of 2018.

I look forward to hearing from you guys!

THANK YOU SO MUCH FOR TAKING YOUR TIME AND READING THIS

Hi my names joe and I'm 21 years old and I am a senior in college at the university of Tampa. I've been an entrepreneur my whole life and have recently for the past 6 months got heavily invested and interested in real estate. I've been on bigger pockets and listening to their podcasts religiously. I actually just received a $750 check as a dog bird fee from a real estate agent/broker. So my main question what strategy to use for beginners to get their feet wet in this industry. Is it possible for a 22 year old out of college to get a loan if I have the downpayment ? I really am interested in house hacking to get my foot in the door with investing and learn the ropes of being a landlord. My goal is to save at least 10k in the next year and put it as a downpayment on a small duplex. (3.5% FHA loan , correct) Thanks everybody for taking a look at this and would love to hear what people have to say. THANKS ! Go BP !

Hi my names joe and I'm 21 years old and I am a senior in college at the university of Tampa. I've been an entrepreneur my whole life and have recently for the past 6 months got heavily invested and interested in real estate. I've been on bigger pockets and listening to their podcasts religiously. I actually just received a $750 check as a dog bird fee from a real estate agent/broker. So my main question what strategy to use for beginners to get their feet wet in this industry. Is it possible for a 22 year old out of college to get a loan if I have the downpayment ? I really am interested in house hacking to get my foot in the door with investing and learn the ropes of being a landlord. My goal is to save at least 10k in the next year and put it as a downpayment on a small duplex. (3.5% FHA loan , correct) Thanks everybody for taking a look at this and would love to hear what people have to say. THANKS ! Go BP !