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All Forum Posts by: Jordan Sims

Jordan Sims has started 1 posts and replied 1 times.

Mortgage Brokers & Lenders

Post: Newbie with HELOC trying to rinse and repeat without waiting 6 months.

Jordan SimsPosted
  • Posts 1
  • Votes 0

I purchased a property back in April with HELOC. I have rehabbed it and now have a renter in place. The issue I'm having and coming to realize is that every lender I approach is requiring a 6 month seasoning period. I'm trying to refinance so that I can free up my funds from my credit line that I bought the property with, so that I can repeat the whole process with another property. Will I just have to wait every 6 months to buy a new property or am I missing something? Are there lenders out there that are more lenient on the seasoning period time frame? Seems like it will be hard to add multiple properties to a portfolio a year when you have to wait so long in order for a bank to work with you.
Any advice would be appreciated!

0 Votes