Our tenants use Zelle, our bank account is with Wells Fargo. We usually get payments the same day or within 3 business days. The limits with Wells Fargo are $2000 any single payment from an individual but there is a limit of 20,000 a month. So if your rental income is less than $20,000 then it would work. Since we are OOS landlords, and our tenants are college students renting by the room, it works for us! I return security deposits using the same method as well. Zelle another electronic payment systems like POP Money, P2P is available through nearly all national banks and many smaller banks. When we get a new tenant in, we send them the information on how to set it up through their bank. The other option for them is to deposit directly into our business account at Wells Fargo. We have used this method for over 3 years now, and have had no issues with it. Also each deposit list the persons name so we know who its coming from, and we also receive a payment notification from the bank as well.