All Forum Posts by: Jonathan Blanco

Skip to content

Quick search links

Find an Agent Find a Lender Hard Money Lenders Podcast Books

Pick markets

Market Finder - NEW PRO Picking a Market Workshop PRO Picking a Market Worksheet Top 100 Cash Flow Markets Market Insights - Sunbelt Region

Market finder

Pinpoint the best real estate market for your specific goals with expert recommendations and real-time data on appreciation, affordability, rent to price ratio, and more.

Find deals

On-Market Deal Finder - New PRO Off-Market Deal finding PRO Real Estate Syndications Investor-Friendly Agents Find Foreclosures Community Listings (FSBO) Business Directory

Deal finder

Quickly find your perfect investment property based on your cash flow and ROI goals.

Invelo - Off market deals

Scale your portfolio with off-market deals

Calculators

Rental Property Calculator PRO Rehab Estimator PRO Rent Estimator PRO BRRRR PRO Fix & Flip PRO Short-Term Rental PRO Sell vs. Keep PRO Landlord Insurance Calculator by Steadily All Calculators

Rental property calculator

Is it a good deal? Run your numbers like a pro with this simple yet powerful calculator.

Run the Numbers

Rent estimator

Understand how much rental income you can expect based on recent reports and data for your specific property.

All Books

Best Sellers Browse All New Books & Pre-Orders Bundle & Save Books for Beginners

Simplify your goals and find clarity for your investing

Dave Meyer's newest book gives a practical framework to craft and execute YOUR personalized real estate plan.

Claim your piece of a $30B industry.

Build wealth with this insider's guide to glamping, campgrounds, and RV parks in the outdoor hospitality industry.

Get Your Copy Now

Plans and Pricing

Pro Membership Business Membership

TRY PRO FOR 7 DAYS COMPLETELY FREE

Avoid mistakes and make informed decisions with Pro.

Start Free Trial

GROW YOUR BUSINESS

Promote your business on BiggerPockets and make quality connections with the right investors

Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.

x

Followed Discussions Followed Categories Followed People Followed Locations

All Forum Categories

All Forum Categories

Followed Discussions

Followed Categories

Followed People

Followed Locations

Market News & Data

Market Trends & Data

Buying & Selling Real Estate

Out of State Investing

Real Estate News & Current Events

Real Estate Technology

Investor Mindset

General Info

BiggerPockets Exclusive PRO Area

General Real Estate Investing

BPCON

New Member Introductions

Questions About BiggerPockets & Official Site Announcements

Off Topic

Starting Out

Real Estate Success Stories

Real Estate Horror Stories

Real Estate Strategies

House Hacking

Commercial Real Estate Investing

BRRRR - Buy, Rehab, Rent, Refinance, Repeat

Mobile Home Park Investing

Innovative Strategies

Multi-Family and Apartment Investing

Land & New Construction

Wholesaling

Rehabbing & House Flipping

Short-Term & Vacation Rental Discussions presented by

Tax Liens & Mortgage Notes

Medium-Term Rentals

Buying & Selling Small Businesses

Outdoor Hospitality

Landlording & Rental Properties

General Landlording & Rental Properties

Managing Your Property

Marketing Your Property

Tenant Screening

First-Time Home Buyer

Real Estate Professionals

Mortgage Brokers & Lenders

Contractors

Real Estate Agent

Financial, Tax, & Legal

Creative Real Estate Financing presented by

Personal Finance

Private Lending & Conventional Mortgage Advice

Insurance

Tax, SDIRAs & Cost Segregation presented by

Foreclosures

1031 Exchanges presented by

Goals, Business Plans & Entities

Legal & Legislation

Real Estate Classifieds

Classifieds

Real Estate Events & Meetups

Reviews & Feedback

Ask About A Real Estate Company

Real Estate Deal Analysis & Advice

Guru, Book, & Course Reviews

Syndications & Passive Real Estate Investing

Jonathan Blanco has started 3 posts and replied 6 times.

Seeking feedback about the Momentum 2025 Virtual Investing Summit.

Have you attended a past summit?

Do you recommend it?

Is it mainly a sales pitch or is there good knowledge that you cannot find elsewhere?

It looks like it is mainly for networking, although it's virtual so don't know if networking will be that great.

Also looking for feedback from people that don't work for BiggerPockets or are biased :)

0 Votes

Seeking feedback about the Momentum 2025 Virtual Investing Summit.

Have you attended a past summit?

Do you recommend it?

Is it mainly a sales pitch or is there good knowledge that you cannot find elsewhere?

It looks like it is mainly for networking, although it's virtual so maybe networking won't be that great.

Also looking for feedback from people that don't work for BiggerPockets or are biased :)

0 Votes

Quote from @Bryan Maddex:

What really matters is how long you think you will have this loan. If you are borrowing $150k, rates will not likely drop enough for you to justify a refinance due to lower rates. If you are borrowing $800k, rates will likely drop enough for you to refinance in the next 2 to 3 years.

So, what is your loan size? How long do you intend to keep the property? Would you rather set it and forget it and not need to refi again or rather take advantage of low/no closing costs on this loan and plan to be more aggressive on your rate at the time of your refi?

This question never has a "best" answer, only best for your situation!

Makes sense, I appreciate the insight!

1 Vote

Quote from @Erik Estrada:

Quote from @Jonathan Blanco:

Is it worth seeking lenders with $0 lender fees (such as origination, processing and underwriting fees) or do they just get that money by increasing rates and charging higher points?

You and I both know, nothing is free in life. You are paying for it with a higher rate. OR you are paying for it with a failed promise.

Wanted to confirm, thanks!

0 Votes

Quote from @Russell Brazil:

No fees = higher rates. It all evens out.

Wanted to confirm, thanks!

0 Votes

Is it worth seeking lenders with $0 lender fees (such as origination, processing and underwriting fees) or do they just get that money by increasing rates and charging higher points?

1 Vote