All Forum Posts by: John Zellner

My wife and I are currently looking to purchase a duplex/triplex/quad. We were not pre-approved for a FHA because the lender said my credit was not "active" enough. We are looking for other options while developing a gameplan to obtain/keep active credit.

Our goal is to BRRRR (the popular method here on BP). Upon purchasing and living in the aforementioned duplex/triplex/quad, we plan on refinancing after the property is seasoned (usually a year). As we have hit a snag with the active credit issue, will this issue also alter our ability to refinance?

Thanks for any input!
J&B

Ah yeah, that makes total sense. Is that the only difference besides the lifetime price and the landlord forms or is that it? 

Also, I believe that the pro-monthly members are getting a $100 discount on those forms if $199 is the regular price. My forms say $99 only! 

I feel like BP isn't clear about this. Brandon is always saying "pro" as if there aren't two different options and I can't find anywhere on the forums where someone lists out the difference in the perks. What are the differences of perks or what you get if you do the Annual Pro versus the Monthly Pro? 

So far I've learned that Monthly Pro doesn't get free landlord forms. I think it's weird that monthly would get fewer perks considering they pay more in the long run but I get that the idea is for BP to get the full year payment. So can anyone list the differences for me? What am I missing out on by being Pro Monthly instead of Annual? Thanks!