I just went thru the same thing. I just bought my first property (SF purchase price 415,000) and wish I had spoken to a few different lenders. Alot of your costs look simiiar to mine. The estimate I receievd was far off from what the actual closing costs ended up being. Estimated closing costs were $23,000. Told them it was to much and I wasnt gonna buy the house and he called me right away, but he assured me it was going to be much less. I asked the sellers to pay 5K in closing costs and walked out from the closing with a check for just over 5,000. No idea how it happened and they couldnt give me a straight answer on how much it was going to cost. Was really surprised on why they just couldnt give me a concrete number up front of 2% or 3%? Congrats on your purchase, nothing is final until you walk away from the table
