All Forum Posts by: Joel Martinez

@Malcomb Stapel

I currently don’t have a credit card, I intend to get one my 18th birthday (This March). Any good first credit card? Any advice for college and how I should deal with the loans if any?

Hello everyone,

Joel Martinez here. I am 17 years old and very interested in becoming financially free at a young age. I have been putting quite a bit of energy into learning credit. I know the specifics of credit, such as “billing cycle”, “report date”, and “due date”. What’s a good first credit card to start off with? What should I do with college university? Any actions plans for a 17 year old Ambitious, Curious, Promoting senior in high school?

I am 17 years of age, and learning the way of the real world and investing in my learning with books. How would I go about getting my first credit card, and eventually moving into an American Express to inhabit the benefits of the cards?

I just turned 17 last month, working at a local fast food place, and planning to transfer to a university next year. I currently don’t have a sense of Direction as of right now. I work out, meditate and take care of my health. Any motivation out there? Best,

Joel Martinez

The short definition of credit according to Jay Morrison is “the ability to make payments over time”. Now I know about the FICO score or “middle score”, but still not sure on further details...

I recently have been watching some examples of buying assets. Or the difference between assets and liability’s. What are some things to take advantage of as a 16 year old working a fast food joint?

Looking for a few book that a 16 year old can comprehend and grow rapidly from.

Cheers from Washington PNW.

@Mark Albini what kind of job interview?

I am 16 years young, and looking for a logical piece of information to inspire me!