All Forum Posts by: Joe Grespin

I've been seeing a lot of investors looking for short-term funding to close deals, cover rehab costs, or bridge the gap until a refinance or sale. With the market always shifting, having access to flexible capital can make all the difference in keeping a project moving.

For those who have used private money lenders before what terms have worked best for you? Are you structuring your deals with flat fees, interest-only payments, or equity splits?

On the flip side, for lenders in the space, how are you evaluating deals in today's market? I always look at LTV, borrower experience, and exit strategy, but I'm curious what other factors you consider before funding a deal.

Let’s share some insights, what’s working for you in 2025?

Sounds like a solid opportunity with a low LTV and a clear exit plan. A few things I'd want to confirm before moving forward:

1. Title & Lien Position – Just to ensure I’m in first position with no surprises.

2. Exit Timeline – 30 days is quick! What’s your backup plan if the sale takes longer?

3. Legal Docs – Promissory note + mortgage lien are great. Would want everything properly recorded.

4. Interest & Terms – 20% flat fee works, but let’s make sure the structure makes sense in case of delays.

That’s so true. A lender’s ability to actually close matters way more than just having great terms on paper. I’ve seen deals completely fall apart because a lender missed key hurdles upfront by the time the issue popped up, it was already too late. Appreciate you sharing your thoughts!

Hey Everyone,

With the market shifting, I’m curious—how are you currently funding your deals? Are you relying on traditional lenders, private money, partnerships, or something else?

I’ve been speaking with investors who are looking for faster, more flexible funding options to scale their portfolios. Some are struggling with bank delays, while others need creative financing solutions for fix & flips, rentals, or multi-family properties.

If you've used private money or alternative lending, what’s been your experience? What do you look for in a lender?

Let’s start a conversation—drop your insights below!👇