All Forum Posts by: Jesi Naomi

 I GIVE THANKS!!!

High BP, I’m very new yet have had years of credit cards, building credit and working on consolidation. 

My question is if a credit card company closes out your card/ account from not using it overtime does this affect your credit poorly? I’ve been told if you personally close your own account it will affect your credit, and that if a bank closes your account due to inactivity, it does not affect your credit. 

(what if you have too many credit cards and you’re trying to consolidate them and you wish to leave them alone and let them close?.)

I have student loans that were just recently forgiven, through the SAVE program. I’m additionally, wondering if that’s gonna affect my credit.
If anybody out here, has any advice or resources for building, credit personally, and for your business specifically, I’d so appreciate it.

Give thanks!

Hi BP, I’m new investor from California, I cannot afford to break into buying a house in CA at the moment- meantime- my mother in law and I are opening RAL Assisted Living Facility in a multi- family single story in New Albany area of Indiana.  (where mom lives)

***Evansville was the closest city on forum***not looking there:)

Focused Markets in :New Albany, Clarksville, Jeffersonville and Charlestown

We just opened our LLC , A Caring Companions Place LLC in IN, we have 2 clients whom mom is care taker to now, setting up for full staff and licensing now- And looking for someone with experience in this field of RAL - and whom knows the market of southern Indiana-

We are searching to lease to own -we think this may have to be the strategy to start with ( but if the #s add up - my goal is to invest right out the gates) 

Our 2 year plan is to purchase a property with 4-5 beds 3 bath large kitchen and dining area for licensing and room for garden space…we’re  starting small while  looking for a lease to own property to build our businesses credit.

We’re trying to stay away from Kentucky because their Medicaid for elders is not as accessible- we will aim for private pay and be flexible for those in need with Medicaid …

There is a great demand for the elders needing care and the revenue will help us build income for finally owning a home of our own. otherwise we my (husband and I ) depend on our nation wide art shows, selling hand blown glass sculptures-luxury sales need a sustainable sister business for longevity.

Note** want to inquire about LLC buying the property vs personal DTI - I'm working on moving personal debt to our business as it should have been set up…*** questions for lender

We have been zoning and working with SBA for start up grants and inquiring an investing partner- we could use someone who knows the market of
New Albany, Clarksville, Jeffersonville and Charlestown Also- 

gratitude ~ Jesi 

Does anybody have experience with Babcock ranch outside of Fort Myers?

Looking for mid term rentals to invest in in or near Fort Myers

Hello!

I am planning a move with my family to the Columbia area from the west coast in the very near future, and would love to chat with a local agent with some expertise in RE investing about our situation, and to help us in our planning/house hunting.

We have been looking to relocate back to the south, and narrowed our search down to SC. After spending some time visiting Columbia earlier this year, we have decided it is the place we would like be! This will be our first investment property, and we are leaning toward a house hack of some sort. But I would really like someone local to bounce the ball with.

Please reach out if you would like to connect or refer someone to help us out! Thank you!