All Forum Posts by: Jenny Hartzog

thanks for the advice. My intention of paying cash for at least my initial property is that I am in the process of raising my credit score. When I inherited my property i was not in a financial position where I could responsibilities afford to own the property and because I was lost in grief I wasn’t capable at the time to put the energy into learning and working to improve my situation. In October of last year when my home almost burned down in the wine country fires, I realized it was time for me to change my story and my relationship with money and my financial future. I have worked hard to get my credit score up from 444 to 597 and will continue to work until I get it to a positive level. I guess paying cash has to do with feeling like I won’t qualify for the financing I wouldn’t need. Also I would like to have the peace of mind knowing I have at least one property that I own out right, considering I’m new to the idea of real estate investing.  I realize that there are many ways to do this and being a newbie to this I a am open  advice and suggestions of what makes the most sense going forward. Thanks for your time.

I'm new to bigger pockets but am loving the wealth of information here.  I'm at a turning point in my life right now where I have an opportunity to really set myself up for financial success long term.  I currently like in Sonoma County, CA and am in the process of closing on the sale of my duplex.  I am wanting to leave the area as I can not afford a life I enjoy here.  I inherited my duplex from my mother and want to create something good for myself with her legacy.  I have been considering my options in terms of investment with my proceeds which will allow me to buy something outright elsewhere.  I have always loved Washington and have some friends that live in Spokane and love it.  They say that the city is really in a state of revitalization.  I'm thinking of buying a multi-family property initially and hopefully additional properties over time.  I'm wondering what your thoughts are as to investing in real estate in Spokane and what you would suggest as a jumping off budget in terms of a first property.  I have up to $250000 for a property but would like to find something lower than that for my initial investment property.  I would like to buy my initial property with cash. Does this sound realistic?