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All Forum Posts by: Jennifer Bonner

Jennifer Bonner has started 0 posts and replied 2 times.

Post: Pace Morby Mentorship

Jennifer BonnerPosted
  • Realtor
  • Coeur d'Alene, ID
  • Posts 3
  • Votes 3
Quote from @Nathan Gesner:
Quote from @Jennifer Bonner:

I did see your bio, which is why I created my post. Why would you mention your second-hand store and that you don't have much money instead of your 20-year career as a REALTOR, investor, and property manager in one of the best markets in the country? You should have earned above-average income these last 20 years, but you tell people you run a second-hand store? Odd.

The real question is why you don't share specifics of how Pace helped you invest in real estate? How many investments do you own? How many houses have you flipped? Are you financially independent? Have you increased your income 20% since joining SubTo?

Telling us you've "joined a family" sounds like a cult. Telling us the contracts are worth the fee sounds like you got suckered because contracts don't cost that much through an attorney. If SubTo is truly changing lives, please write an actual review that shows what you learned and the tangible results of that education.


I did not say I don't have much money; I said I was cheap. There is a big difference. Yes, I am financially independent with the income from 15 rental properties, my store (and second hand doesn't mean thrift or junk, it's actually very nice upcycled and refurbished stuff and supports over 50 small businesses/vendors) and LP investments. I don't do flips - that is not a real estate investment, it's a job. I haven't increased my income 20% yet, but that wasn't my goal. I am looking for long-term passive income and since being in Subto I have joined in a multifamily purchase and a fund of funds. So that is definitely working toward my goals.

Post: Pace Morby Mentorship

Jennifer BonnerPosted
  • Realtor
  • Coeur d'Alene, ID
  • Posts 3
  • Votes 3

I see a lot of comments about SubTo and a lot of them are from people who are not members of the community and who appear to be making wide-ranging assumptions… some of them are very condescending regarding how much value your opinion is if you don’t have many posts/opinions. These mostly come from people with incredibly high comment numbers that make you wonder how they have any time to do anything besides lurk in the forums and comment on everything. I don’t spend much time on forums and sites because I get such a wide-range of value and experience from the SubTo community I often don’t need to look elsewhere – plus I have to actually work.

Which is another point – many of these comments appear to think that all the Subto community does is “subject to” transactions. That couldn’t be further from the truth! There is so much creative finanacing and deal-making in the community that it’s mind-blowing. However, as a community, we are the premier subject to transactionists (is that a word?)

I also see people who are not in our community make disparaging comments about the “cost” of joining the SubTo community. I’m in the second-hand business and about as cheap as they come. However, in looking at mentorships, clubs and associations to further my investment strategies, I found dozens of programs from $15K - $50K and more! Not only are these multiples the “cost” (price) of SubTo, you are only in for 6 months to 1 year. I suppose that may be enough time for full-time investors, but people trying to transition to financial freedom often have W2s or other obligations that make it take longer. SubTo is a lifetime membership. I often see people who joined 2 or 3 years ago who say that they finally got their first deal or first six figure check, etc. If they were out of the program/community in 1 year they may have never got there and may have given up since they were on their own. Not in SubTo.

A couple reasons I quote/unquote COST above is that one, for years I was very focused on the cost of things and in hindsight missed out on several opportunities because I was focusing on the wrong thing – I heard Pace say, “it’s not what it costs you, it’s what it makes you” on a zoom and it was a total mind-shift for me. I realized I had been tripping over dollars trying to pick up the pennies. I’ve been in SubTo for just over a year and I hate to think of the actual COST to my growth, network and networth had I NOT joined this community. This mentorship/membership is less expensive and more valuable than most mentorships – and the value keeps growing as more material and members join. Before I knew this, I made a calculated decision that the legal documents that Pace Morby provides and constantly updates for his community was worth the entire price of admission – everything else would be gravy. Little did I know what an impact the people would make in my life.

Additionally, people will say, “Oh, Pace makes all this money off selling the mentorship.” I’m not a mathematician, but I have been in the business world for decades… I doubt he makes a penny off the actual mentorship fee. I would have to guess that all of that (and maybe more) goes back into paying for staff and systems to support this ever-growing community. And if he was reliant on the mentorship money, he probably wouldn’t give so much training and info away for free every single day!

Finally, I just want to say to those who demand addresses, paperwork, etc. be posted in forums that we have nothing to prove to you. If you’re sincere in wanting to see those things, there are plenty of people in Pace’s community that would gladly show you one-on-one and even help you with a transaction. I think it’s ridiculous to expect people to post their private business in a public forum. On the other hand, Pace does it all the time on his Youtube and often those are public record (depending on the state) if you want to look them up.

Personally, I’d rather you not join our community. We don’t tolerate negative people and we have quite a large group of people from every background and industry. I’d be happy to keep it to ourselves – but then again, that wouldn’t be a very sharing and caring go-giver attitude now would it?! Thanks for hearing me out 😊