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All Forum Posts by: Jeff White

Jeff White has started 2 posts and replied 2 times.

Private Lending & Conventional Mortgage Advice

Post: Hard Money Lenders in Jackson, Tennessee?

Jeff WhitePosted
  • Rental Property Investor
  • Jackson, TN
  • Posts 2
  • Votes 1

I'm under contract with a duplex in Jackson, Tennessee. Looking for a private money lender ASAP. thank you!

0 Votes
Private Lending & Conventional Mortgage Advice

Post: How does a commercial loan effect my personal DTI ratio?

Jeff WhitePosted
  • Rental Property Investor
  • Jackson, TN
  • Posts 2
  • Votes 1

I am purchasing a duplex utilizing an LLC and a commercial loan. I am also planning to buy a personal residence within the next 6 months. I have a sizable downpayment for my personal residence, but will need to finance the remainder. Will the timing of my commercial loan prohibit me from securing a loan for my primary residence due to the newly acquired debt? In other words, does a commercial loan under an LLC impact my debt to income ratio, or since it is a cash flowing property, will lenders not count that debt against me?

1 Vote