All Forum Posts by: Jeanne Conca

🏦 How the bank sees you:

Credit score. Pay stubs. Red tape. A number in a system.

🦅 How we see you:

Your hustle. Your blueprint. Your next big win.

💵 Traditional lenders were built for predictability.

W-2 employees. Perfect credit. Cookie-cutter deals.

🤑 But real estate investing? That’s a different world—fast-moving, creative, and driven by opportunity.

At Hummingbird Funding, we get that.

- We underwrite the deal, not just your documents.

- Because to us, the property matters. Your plan matters. And your potential matters.

🏠 Whether you're flipping your first house or scaling up to multifamily, we’re here to help you move fast, close strong, and keep growing.

📲 DM us to apply now—and see what’s possible when your lender actually gets it!

The difference between a spender and an investor❓

🛍️ A spender sees money as a tool for lifestyle.

🕊️ An investor sees money as a tool for freedom.

Let that sink in.

💡💭

One chases comfort today.

The other builds security for tomorrow.

Both are using money—but only one is growing it.

🧠

Here’s what smart real estate investors understand:

❎ You don’t need millions to build wealth.

☑️ You need the right mindset, the right deals, and the right funding partner.

Because every dollar you deploy should be working for you—whether it's in a renovation, a flip, or your first rental property.

💸

At Hummingbird Funding, we help you think like an investor.

Fast capital. Smart terms. Strategic support.

📈

Stop trading time for money. Start making money work for you.

🤑

#MoneyMindset #WealthBuilding #HummingbirdFunding #RealEstate #FinancialFreedom

Think you need perfect credit to secure funding for your next real estate deal? Think again.

🐦 💸

At Hummingbird Funding, we take a different approach. Unlike traditional banks that fixate on credit scores, we evaluate the whole deal.

💡 Here’s how it works:

We look at the property's value, your renovation plan, the projected ARV (after-repair value), and your experience level—not just your credit score.

Because in the world of real estate investing, a great opportunity doesn’t always come with a perfect credit history.

✔️ We’ve funded deals for flippers, landlords, and developers with less-than-perfect credit.

✔️ We believe access to capital shouldn’t be limited to only those with pristine financials.

✔️ We move fast, because great deals don’t wait.

🔑 Bottom line: If the deal makes sense, we’ll make it happen.

Ready to see what you qualify for? DM us or visit https://www.hummingbird-funding.com/.

💰

#Credit #PrivateMoney #HardMoneyLoans #RealEstateInvesting #HummingbirdFunding

Think like an investor, not just a borrower.

Here’s how smart real estate investors make hard money work for them:

They borrow fast.
Because in this market, if you hesitate—you lose the deal.

They renovate efficiently.
Every day a project drags on is money left on the table.

They sell or refi strategically.
The exit plan is just as important as the entry—know your numbers from day one.

Want to do the same?
We’ll show you how. Contact us today!

https://www.hummingbird-funding.com/contact-us/

#HummingbirdFunding #RealEstateTips #PrivateLending #FlipToWin

Spring has ushered in notable shifts in the real estate landscape.

Here's a concise update for this week:

Mortgage rates have seen a slight decrease, with the current average for a 30-year fixed-rate mortgage at 6.64% — a modest drop, according to Morgan Stanley.

Housing inventory is finally climbing, with active listings up 28.5% year-over-year in March — a promising sign for buyers (via NPR & AP News).

Investors remain vigilant, closely watching inflation trends and the economic impact of recent trade policies — insights echoed in Business Insider.🗠

Staying informed is crucial in navigating today’s dynamic market. Thinking of buying, selling, or investing? Let’s connect—Hummingbird Funding would love to help!

#RealEstate #MarketInsights #PrivateLendingSolutions

Whether you’re flipping, holding, or funding—your exit strategy should be baked into the deal from day one.

🏗️ 🏠

But what does that really mean?

💸

Here are a few key things investors often overlook when mapping out their exit:

1️⃣ Contingency Plans: What’s your Plan B if market conditions shift? Being prepared could be the difference between a profitable exit and a drawn-out headache.

2️⃣ Timeline Traps: Investors sometimes set unrealistic hold periods. Are you building in enough time for delays, market dips, or contractor issues?

3️⃣Financing Fallout: If a buyer can’t secure financing at closing—what’s your backup plan? Creative exits like seller financing or lease-to-own could save the day.

4️⃣Tax Implications: Some investors forget that how you exit can greatly impact your tax bill. A quick flip vs. a 1031 exchange vs. long-term capital gains all play out very differently.

💵

Bottom line? A solid exit strategy doesn’t just protect your profit—it protects your peace of mind.

🧘🏻‍♂️

Let us help you structure deals with clear exits in sight. That’s what smart private lending is all about.

📲

#HummingbirdFunding #PrivateLending #ExitStrategy #RealEstateInvesting #WeFundSmarter

You bought it smart. You added value. Now it’s time to tap the equity—without selling.

A cash-out refinance lets you replace your existing loan with a new one for more than you owe—and pocket the difference. That capital becomes your next down payment, renovation budget, or cushion for scaling.

But here’s the catch: most traditional lenders move slow, require perfect paperwork, or won’t approve the property as-is.

That’s where private lending comes in.Hummingbird Funding helps investors:

Close on the initial deal quickly

Renovate or improve value with flexible rehab funding

Refi out once the value is there, pulling cash while still holding the asset

Perfect for:
- BRRRR investors: Those who Buy, Rehab, Rent, Refinance, and Repeat to scale their portfolios using recycled capital. A cash-out refi is the key move in that cycle—unlocking equity so they can roll it into the next property.
- Buy-and-hold landlords
- Value-add flippers looking to reinvest fast

Curious if your property qualifies for a cash-out strategy? DM us “CASH OUT” or start your deal at hummingbirdfunding.com.

#PrivateLending #CashOutRefi #RealEstateInvesting #HummingbirdFunding #BRRRR

April showers bring May flowers… and smart investments made today can bloom into big returns tomorrow!

As spring kicks into full gear, it's the perfect time to plant the seeds of your next real estate opportunity.

Whether you're a seasoned investor or just getting started, Hummingbird Funding is here to help you grow—with fast, flexible private lending solutions tailored to your goals.

Let’s make this season your most profitable yet.
Ready to start? Reach out today.

#RealEstateInvesting #PrivateLending #HummingbirdFunding #SmartInvestments #GrowYourPortfolio