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All Forum Posts by: Rosh Varughese

Rosh Varughese has started 2 posts and replied 5 times.

Private Lending & Conventional Mortgage Advice

Post: HELOC on a rental

Rosh VarughesePosted
  • Investor
  • Philadelphia, PA
  • Posts 6
  • Votes 0

What banks offer heloc in PA? 

0 Votes
General Landlording & Rental Properties

Post: Umbrella policy or not?

Rosh VarughesePosted
  • Investor
  • Philadelphia, PA
  • Posts 6
  • Votes 0

I have insurance for my rental properties from 2 different insurance companies. Due to this I have to get an independent umbrella policy. Where do people go to get umbrella in these types of scenarios?

0 Votes
Private Lending & Conventional Mortgage Advice

Post: HELOC Interest Rates

Rosh VarughesePosted
  • Investor
  • Philadelphia, PA
  • Posts 6
  • Votes 0
What are some of the banks that allow heloc for investment properties? What is THEIR maximum LTV?
0 Votes
Private Lending & Conventional Mortgage Advice

Post: How many helocs do people have?

Rosh VarughesePosted
  • Investor
  • Philadelphia, PA
  • Posts 6
  • Votes 0
I have 3 investment properties and I took out a heloc on all of them for RE investment down payment. I am in the process of buying 2 more and there will be equity build in after I remodel. Should I take heloc on the 2 new ones or should I refinance? All these properties currently have 30 year fixed loans in the 4.5% range. I was thinking heloc but wanted to get some additional thoughts from BP community.
0 Votes
General Landlording & Rental Properties

Post: Mortgage and HELOC applications impact on credit score

Rosh VarughesePosted
  • Investor
  • Philadelphia, PA
  • Posts 6
  • Votes 0

I am a new investor. I wanted to know if applying for multiple investment mortgages affect credit score. I see that some people are buying multiple houses per month and so does this affect their credit score. Same with people applying for HELOC for these investment properties. I am trying to understand the impact.

0 Votes