All Forum Posts by: James Mcardle

Thanks for the replies I have found a few online that do 100% however not in NJ or need over 700 fico.

Yes I have my HIC license and can perform the work myself .  I know when a house is a good deal how much will take to fix it etc. However unlike most of the rest around here never did the purchase and selling myself I just have done the rehab work for others. I know takes money to make money and I know with these types of funding rates are going be high however I don't plan on keeping long so interest doesn't concern me. 

Hello, I never did a flip before by myself. I  was looking up trying to find a hard money lender and came across this website.

 I can see a lot of info on here and will have to do a lot of reading on this website.

 I came across dohardmoney.com I had 720 Credit score til 2014 I had file bankrupcty like year and half ago so I know bank is not going to give loan. I work a lot on bank owned properties as a 1099 contractor for another company . have done work in past fixing up houses for an investor. Basically I know how to do all the work demo, painting, installing new drywall, tile floors etc. Instead just doing work for others I would like to get a cheap property a lot here in NJ and work on it and do a quick sell just not sure wth all these companies online if anyone had any exp with any hard lenders that would do a 100 % loan  houses looking at are like $50-75k and really only need like $15-25k in work and be able to sell for over $140,000.

Also places like auction.com from my understanding these are only cash deals??

Thanks in advance from the knowledgeable folks on here