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All Forum Posts by: Jamaal Wofford

Jamaal Wofford has started 1 posts and replied 4 times.

Starting Out

Post: How to off high center? Where do I start?

Jamaal Wofford
Pro Member
Posted
  • Posts 4
  • Votes 2
Quote from @Alecia Loveless:

@Jamaal Wofford I’d recommend paying off the consumer debt first. Then save more for a down payment.

Maybe you and your wife should sit down and brainstorm your goals and desired outcomes and then set about making an actionable plan to move towards achieving this.

Personally I don’t like having a lot of consumer debt because the loans I have on my investment portfolio are substantial enough without having other monthly payments.

Thank you, Alecia. My wife and I are in the process knocking that consumer debt out so we have more wiggle room in our investment future. 

Do you invest locally or outside the area you live?
0 Votes
Dallas, Texas
Starting Out

Post: How to off high center? Where do I start?

Jamaal Wofford
Pro Member
Posted
  • Posts 4
  • Votes 2

Thank you, Rene. And yes ma’am, that is correct, I have a full time job. My wife stays home and homeschools the kiddos.

We are looking for all of the above. Generational wealth, cash flow and retirement diversification are our goals. 

I’ll certainly check out that podcast and see what wisdom I can glean from those folks. 


Again, thank you, for the guidance and Lord willing, we will begin our real estate journey soon.

1 Vote
Dallas, Texas
Starting Out

Post: How to off high center? Where do I start?

Jamaal Wofford
Pro Member
Posted
  • Posts 4
  • Votes 2
1 Vote
Dallas, Texas
Starting Out

Post: How to off high center? Where do I start?

Jamaal Wofford
Pro Member
Posted
  • Posts 4
  • Votes 2

I’ve been watching bigger pockets YouTube videos for almost a year now. I’m ready to jump into the real estate game but I don’t know where to start.

I’m married with 4 kids, I make about $175k a year, we have about $250k of total debt, about $500k to $600k in equity in our current property, around $15k in liquid cash and close to $200k in retirement saving.

What does action look like for me and my family?

0 Votes
Dallas, Texas