All Forum Posts by: Jacob Rodrigues

Thank you all for the advice and responses I will keep this updated as I talk to a lender and real estate agent hopefully this week. 

I’ve thought about that, if I went that route could I use the rental income from renting out the rooms to help get approved for a loan? I’m extremely new to all of this and still learning so I might have some stupid questions.

I’m looking to buy a duplex, nothing fancy.

That is a big DTI, I'd probably be more in the $250-$300k range. I feel like that is still a big DTI and there's not much out there for that.

Didn’t seem to think I made enough to afford the mortgage on my own. Credit score is above average. Im going to talk to another mortgage consultant hopefully next week. 

I’m 24 years old and I’m trying to buy my first house hack. I have a full time job of 4 years and I make about 50k a year, I have 25k to put down. I’m looking for any advice and help to find something and get approved. I talked to a mortgage consultant who is a family friend and he seems to think I’m far away from being ready to buy. I’d appreciate all the help I can get. Thank you